Lake County property record for 557 Spinnaker Ct, Clearlake Oaks, CA 95423 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,354 sqft · built 1979 |
| Lot Size | 0.209 acres (9,147 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,000 (Mar 2018) |
| Tax Bill | $3,163 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 035-822-180-000 |
| Primary APN | 035-822-180-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,354 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Construction Type | Wood |
| Lot Area | 9,147 sqft (0.209 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 557 SPINNAKER CT |
|---|---|
| City | CLEARLAKE OAKS |
| State | CA |
| Zip | 95423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CLEAR LAKE KEYS 06 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 601 |
Source: Lake County records · APN 035-822-180-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 1773, CLEARLAKE OAKS, CA 95423-1773 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2020 | Deed of Trust, Mortgage · VA Mortgage COMMERCE HOME MORTGAGE LLC |
| May 08, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Mar 23, 2018 | Grant Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 23, 2018 · Amount on Record |
| Deed Sale | Mar 23, 2018 · Amount on Record |
| Deed Document Number | 2018003685 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 557 SPINNAKER CT, CLEARLAKE OAKS, CA 95423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000004152 |
|---|---|
| Date | Apr 01, 2020 |
| Instrument | 2020004152 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 557 SPINNAKER CT, CLEARLAKE OAKS, CA 95423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005458 |
|---|---|
| Date | May 08, 2019 |
| Instrument | 2019005458 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Mar 23, 2018 |
| Property Address | 557 SPINNAKER CT, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000003685 |
| Map Reference | MB9 PG52-54 |
| Instrument Date | Mar 09, 2018 |
| Instrument | 2018003685 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 557 SPINNAKER CT, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000003686 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 2018003686 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Konocti Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,163.00 (+2.13%) | $275,348 (+4.04%) Land $68,267 Building $207,081 |
| 2023 | $3,097.00 (+5.09%) | $264,658 Land $65,617 Building $199,041 |
| 2022 | $2,947.00 |
Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 1,331.0 ft |
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | About 1 in 543 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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