Lake County property record for 538 Spinnaker Ct, Clearlake Oaks, CA 95423
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,224 sqft · built 1978 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Company Name on Record |
| Last Sale | $235,000 (Sep 2019) |
| Tax Bill | $2,958 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Sep 2019 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 035-822-230-000 |
| Primary APN | 035-822-230-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,224 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Construction Type | Wood |
| Lot Area | 17,424 sqft (0.4 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 538 SPINNAKER CT |
|---|---|
| City | CLEARLAKE OAKS |
| State | CA |
| Zip | 95423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | CLEAR LAKE KEYS |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 601 |
Source: Lake County records, as of February 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | PO BOX 1717, WINDSOR, CA 95492-1717 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 3, 2026 | Intrafamily Transfer, Transfer |
| Sep 23, 2019 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Sep 23, 2019 | Affidavit of Death, Transfer FIRST AMERICAN TITLE |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on Record |
| Deed Sale | Sep 23, 2019 · Amount on Record |
| Deed Document Number | 0000011808 |
| Last Transfer Date | Feb 3, 2026 |
| Transfer Doc | 0000001057 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Feb 3, 2026 |
| Property Address | 538 SPINNAKER CT, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000001057 |
| Map Reference | MB 9 PG 52 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 2026001057 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | PO BOX 1717, WINDSOR, CA 95492-1717 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Sep 23, 2019 |
| Property Address | 538 SPINNAKER CT, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000011808 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 11808 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $258.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 1035 WINDSOR CA 954921035, WINDSOR, CA 95492-1035 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Sep 23, 2019 |
| Property Address | 538 SPINNAKER CT, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000011807 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 11807 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 538 SPINNAKER CT CLEARLAKE OAKS CA 95423, CLEARLAKE OAKS, CA 95423 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,958.00 (+2.14%) | $257,002 (+4.04%) Land $82,021 Building $174,981 |
| 2023 | $2,896.00 (+5.08%) | $247,024 Land $78,837 Building $168,187 |
| 2022 | $2,756.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 1,331.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 91 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 91 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Most Recent Claim | Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 60% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARLAKE OAKS COUNTY WATER DISTRICT serves 2,359 people · EPA ID CA1710001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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