Lincoln County property record for 557 Riverside Ave, Troy, MT 59935
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1930 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $312,374 (May 2025) |
| Tax Bill | $2,831 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2025 Mortgage |
| APN | R564422 |
| Primary APN | R564422 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Porch | Slab |
| Porch Area | 35 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Wood |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000003964 |
|---|---|
| Street Address | 557 RIVERSIDE AVE |
| City | TROY |
| State | MT |
| Zip | 59935-8724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROOSEVELT PARK WAY, S12, T31 N, R34 W, ACRES 0.287, LOT 2A CS 4345 *3964* |
| Legal Range | 34W |
| Legal Township | 31N |
| Legal Section | 12 |
| Legal Subdivision | ROOSEVELT PARK WAY |
| Legal Lot Number | 2A |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 500 |
557 Riverside Ave is owned and occupied by two individuals who bought it in May 2025.
Source: Lincoln County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 557 RIVERSIDE AVE, TROY, MT 59935-8724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 14, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2025 · Amount on File |
| Deed Sale | May 14, 2025 · Amount on File |
| Deed Document Number | 2025315527 |
| Deed Book / Page | 410 / 115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Apr 10, 2026 |
| Property Address | 557 RIVERSIDE AVE, TROY, MT 59935-8724 |
| Document Number | 0000320492 |
| Book / Page | 414 / 479 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026320492 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TOWNSGATE CLOSING SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 557 RIVERSIDE AVE, TROY, MT 59935-8724 |
| Document Number | 0000320492, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 414/479 |
| Instrument | 2026320492 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | May 14, 2025 |
| Property Address | 557 RIVERSIDE AVE, TROY, MT 59935-8724 |
| Document Number | 000410/115 |
| Book / Page | 410 / 115 |
| Instrument Date | May 13, 2025 |
| Instrument | 315527 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | UNKNOWN, FLYING S T&E OF MT INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 557 RIVERSIDE AVE, TROY, MT 59935-8724 |
| Document Number | 0000315528 |
|---|---|
| Date | May 14, 2025 |
| Instrument | 315528 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
The 2026 property tax bill for 557 Riverside Ave was $2,831, up 179.2% from the year before.
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Municipality | Troy City |
| Elementary School District | Troy Elementary School District (PK - 08) |
| Secondary School District | Troy High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,831.00 (+179.19%) | $226,407 (+3.6%) | |
| 2025 | $1,014.00 | $218,547 | $226,407 Land $66,377 Building $160,030 |
| 2023 | $1,583.00 | $146,596 | $146,596 Land $20,126 Building $126,470 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 557 Riverside Ave; there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1997) |
| Most Recent Claim | May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 557 Riverside Ave is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 78% of Montana |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROY serves 2,100 people · EPA ID MT0000348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Western Montana CommunityTel.
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