Lincoln County property record for 540 Riverside Ave, Troy, MT 59935
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1939 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $385 (2026) |
| Deeds & Mortgages | Oct 2018 Line of Credit |
| APN | R564353 |
| Primary APN | R564353 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 64,469 sqft (1.48 acres) |
| Lot Dimensions | 125 ft deep x 201 ft wide |
| Garage Type | Detached |
| Garage Area | 270 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Deck Area | 60 sqft |
| Patio Area | 40 sqft |
| Shed | 1 Shed |
| Shed Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000003887 |
|---|---|
| Street Address | 540 RIVERSIDE AVE |
| City | TROY |
| State | MT |
| Zip | 59935-8724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE TREE ADD, S12, T31 N, R34 W, BLOCK 1, LOT 6 & N2 LOT 5, CS 5190 |
| Legal Range | 34W |
| Legal Township | 31N |
| Legal Section | 12 |
| Legal Subdivision | PINE TREE ADD |
| Legal Block | 1 |
| Legal Lot Number | 5,6 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 500 |
Source: Lincoln County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1205, TROY, MT 59935-1205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 540 RIVERSIDE AVE, TROY, MT 59935-8724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 374/242 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 374/242 |
| Instrument | 276442 |
| Name | FIRST MONTANA BANK INC |
|---|---|
| Type | Bank |
| Address | LIBBY, MT 59923 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Municipality | Troy City |
| Elementary School District | Troy Elementary School District (PK - 08) |
| Secondary School District | Troy High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385.00 (-89.34%) Homeowner's exemption | $390,500 (+16.78%) | |
| 2025 | $390,500 (+16.78%) Land $239,012 Building $151,488 | ||
| 2023 | $3,611.00 | $334,400 | $334,400 Land $137,498 Building $196,902 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1997) |
| Most Recent Claim | May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 83% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROY serves 2,100 people · EPA ID MT0000348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Western Montana CommunityTel Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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