Carroll County property record for 557 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,080 sqft · built 1981 |
| Lot Size | 0.516 acres (22,496 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Mar 2007) |
| Tax Bill | $3,096 (2026) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-049234 |
| Primary APN | 07-049234 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,080 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 22,496 sqft (0.516 acres) |
| Patio Area | 72 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 049234 |
|---|---|
| Street Address | 557 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | LT 10 - 22496 SF 557 RIDGE RD 5-99 BRAMBLE HILLS SC A |
| Legal Subdivision | BRAMBLE HILLS |
| Legal Lot Number | 10 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 507801 |
557 Ridge Rd is owned and occupied by two individuals who bought it in March 2007.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 557 RIDGE RD, WESTMINSTER, MD 21157-6805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2007 · Amount on File |
| Deed Sale | Mar 5, 2007 · Amount on File |
| Prior Sale | Jun 13, 2003 · Amount on File |
| Deed Document Number | 200763117 |
| Deed Book / Page | 5163 / 591 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 557 RIDGE RD, WESTMINSTER, MD 21157-6805 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0107740006 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 10774/6 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
The 2026 property tax bill for 557 Ridge Rd was $3,096 with a homeowner's exemption, up 5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,096.00 (+5.02%) Homeowner's exemption | $283,900 Land $100,800 Building $183,100 | $283,900 Land $100,800 Building $183,100 |
| 2025 | $2,948.00 Homeowner's exemption | ||
| 2023 | $2,632.00 Homeowner's exemption | $233,000 Land $100,800 Building $132,200 | $233,000 Land $100,800 Building $132,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 557 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 557 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures