Carroll County property record for 555 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,196 sqft · built 1990 |
| Lot Size | 0.504 acres (21,954 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Jun 2018) |
| Tax Bill | $2,516 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-112505 |
| Primary APN | 07-112505 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,196 sqft Total Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,954 sqft (0.504 acres) |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 112505 |
|---|---|
| Street Address | 555 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | LT 11 - 0.504 AC 555 RIDGE RD 5-99 BRAMBLE HILLS SC A |
| Legal Subdivision | BRAMBLE HILLS |
| Legal Lot Number | 11 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 507801 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 555 RIDGE RD, WESTMINSTER, MD 21157-6805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Jun 7, 2018 | Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2018 · Amount on Record |
| Deed Sale | Jun 7, 2018 · Amount on Record |
| Deed Book / Page | 9034 / 394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 555 RIDGE RD, WESTMINSTER, MD 21157-6805 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0096350476 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 9635/476 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 7, 2018 |
| Property Address | 555 RIDGE RD, WESTMINSTER, MD 21157-6805 |
| Document Number | 0090340394 |
| Book / Page | 9034 / 0394 |
| Map Reference | MB5 FO99 |
| Instrument Date | May 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 555 RIDGE RD, WESTMINSTER, MD 21157-6805 |
| Document Number | 0009034401 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | 9034/401 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,516.00 (+4.44%) Homeowner's exemption | $219,300 (+14.94%) Land $100,100 Building $119,200 | $219,300 (+14.94%) Land $100,100 Building $119,200 |
| 2025 | $2,409.00 (+11.73%) Homeowner's exemption | ||
| 2023 | $2,156.00 Homeowner's exemption | $190,800 Land $100,100 Building $90,700 | $190,800 Land $100,100 Building $90,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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