557 Old Salem Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 557 Old Salem Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,830 sqft · built 1974
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jul 2022)
Tax Bill	$1,603 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`441900582943000`

Property Details

APN / Parcel Number

Primary APN	`441900582943000`
Alternative APNs	`35529` `58096`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,830 sqft Heated Area
Upper Floors Area	1,308 sqft
Basement Area	1,312 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	49,658 sqft (1.14 acres)
Lot Dimensions	150 ft deep x 179 ft wide
Garage Type	Mixed
Garage Area	320 sqft
Carport	Carport
Carport Area	704 sqft
Parking Spaces	4 Parking Spaces
Patio Area	1,028 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	58096
Street Address	557 OLD SALEM RD
City	MURPHY
State	NC
Zip	28906-4634
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	P/O TR 2 SIMONDS HEIRS PROP 1428/42
Legal Phase	1428
Legal Tract	2
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1026
Census Tract	930605

Owner

Source: Cherokee County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	557 OLD SALEM RD, MURPHY, NC 28906-4634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	4962
Deed Book / Page	1717 / 643
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 28, 2022
Property Address	557 OLD SALEM RD, MURPHY, NC 28906-4634
Document Number	001717/643
Book / Page	1717 / 643
Map Reference	CAB G SL 358
Instrument Date	Jul 7, 2022
Instrument	4962
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	557 OLD SALEM RD, 557, MURPHY, NC 28906-4634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 OLD SALEM RD, MURPHY, NC 28906-4634

Mortgage

Document Number	0001717645
Date	Jul 28, 2022
Instrument	1717/645

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,603.00	$261,910 (+20.41%)	$261,910 (+20.41%) Land $10,250 Building $251,660
2023		$217,510	$217,510 Land $10,250 Building $207,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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