493 Old Salem Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 493 Old Salem Rd, Murphy, NC 28906

Property Summary

Property Type	Residential Vacant Land
Lot Size	17.9 acres (783,209 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (May 2025)
Tax Bill	$466 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`441900599556000`

Property Details

APN / Parcel Number

Primary APN	`441900599556000`
Alternative APN	`42323`

Exterior

Lot Area	783,209 sqft (17.9 acres)
Lot Width	636 ft Width

Location & Zoning

Account Number	42323
Street Address	493 OLD SALEM RD
City	MURPHY
State	NC
Zip	28906-4492
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	P/O TR 2 SIMONDS HEIRS PROP 1400/631 G/217
Legal Subdivision	DIVISION OF SIMONDS HEIRS PROPERTY
Legal Phase	1400
Legal Tract	2
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1026
Census Tract	930605

Owner

493 Old Salem Rd, residential vacant land, is owned by two individuals who acquired it in October 2025.

Source: Cherokee County records, as of October 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	71 HOGBACK DR, BLUE RIDGE, GA 30513-6568
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK
Oct 21, 2025	Intrafamily Transfer, Transfer
Oct 21, 2025	Public Action, Foreclosure
May 8, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2025 · Amount on File
Deed Sale	May 8, 2025 · Amount on File
Prior Sale	Sep 3, 2015 · Amount on File
Deed Document Number	20252065
Deed Book / Page	1777 / 914
Last Transfer Date	Oct 1, 2025
Transfer Doc	001788/778
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Jul 21, 2026
Property Address	493 OLD SALEM RD, MURPHY, NC 28906-4492
Document Number	0000003691
Book / Page	1806 / 160
Instrument Date	Jul 2, 2026
Instrument	20263691
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 BETHLEHEM RD, COPPERHILL, TN 37317-6203

Mortgage

Document Number	0000003691,
Date	Jul 21, 2026
Book Page	1806/160
Instrument	20263691

Lender

Name	PEOPLES BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 2, 2027

Interest

Rate	6.48%
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Oct 21, 2025
Property Address	493 OLD SALEM RD, MURPHY, NC 28906-4492
Document Number	001788/778
Book / Page	1788 / 778
Map Reference	CAB H SL 2240
Instrument Date	Oct 1, 2025
Instrument	5183
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 BETHLEHEM RD, COPPERHILL, TN 37317-6203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 BETHLEHEM RD, COPPERHILL, TN 37317-6203

October 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHEROKEE NC
Recording Date	Oct 21, 2025
Property Address	493 OLD SALEM RD, MURPHY, NC 28906-4492
Document Number	001788/782
Book / Page	1788 / 782
Map Reference	CAB H SL 2240
Instrument Date	Oct 1, 2025
Instrument	5184
Transaction Type	Foreclosure
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 BETHLEHEM RD, COPPERHILL, TN 37317-6203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 HOGBACK DR, BLUE RIDGE, GA 30513-6568

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 8, 2025
Property Address	493 OLD SALEM RD, MURPHY, NC 28906-4492
Document Number	001777/914
Book / Page	1777 / 914
Instrument Date	May 8, 2025
Instrument	2065
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	442 VALLEY LAKE TRL, MINERAL BLUFF, GA 30559-2643

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	177 BETHLEHEM RD, COPPERHILL, TN 37317-6203

Tax Assessment & Valuation

The 2025 property tax bill for 493 Old Salem Rd was $466.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$466.00	$66,710	$66,710 Land $66,710
2023		$66,710	$66,710 Land $66,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 493 Old Salem Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 493 Old Salem Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3
TDS Telecom DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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