Monmouth County and Spring Lake Heights Borough property record for 557 Ocean Rd, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,619 sqft · built 2024 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,200,000 (Feb 2025) |
| Tax Bill | $6,980 (2025) |
| Deeds & Mortgages | May 2023 Construction Loan Jun 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48 00023-0000-00031-01 |
| Primary APN | 48 00023-0000-00031-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,619 sqft Living Area |
| 1st Floor Area | 1,619 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 10,149 sqft (0.233 acres) |
| Lot Dimensions | 145 ft deep x 70 ft wide |
| Sewer | Connected |
|---|
| Account Number | 03140 |
|---|---|
| Street Address | 557 OCEAN RD |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Description | INCL BLK 23 LOTS 31 & 31-02 |
| Legal Block | 23 |
| Legal Lot Number | 31.2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 808901 |
557 Ocean Rd is owned by two individuals who bought it in February 2025.
Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 555 W 59TH ST, 23F, NEW YORK, NY 10019-1244 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · Construction Mortgage MANASQUAN BANK |
| Jun 29, 2023 | Intrafamily Transfer, Transfer |
| Oct 19, 2022 | Bargain and Sale Deed, Transfer ACRES LAND TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2025 · Amount on File |
| Deed Sale | Feb 21, 2025 · Amount on File |
| Prior Sale | Oct 19, 2022 · Amount on File |
| Deed Document Number | 202515038 |
| Deed Book / Page | 9726 / 8636 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 557 OCEAN RD, SPRING LAKE, NJ 07762-1840 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0096455320 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 9645/5320 |
| Instrument | 2023034993 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Address | MANASQUAN, NJ 08736 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 29, 2023 |
| Property Address | 557 OCEAN RD, SPRING LAKE, NJ 07762-1840 |
| Document Number | 0096500917 |
| Book / Page | 9650 / 917 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2023044208 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 530 SOUTH AVE W, WESTFIELD, NJ 07090-1594 |
| Name | Verified Name |
|---|---|
| Address | 530 SOUTH AVE W, WESTFIELD, NJ 07090-1594 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 19, 2022 |
| Property Address | 557 OCEAN RD, SPRING LAKE, NJ 07762-1840 |
| Document Number | 0096205011 |
| Book / Page | 9620 / 5011 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2022104382 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2022 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,802.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 557 OCEAN RD, SPRING LAKE, NJ 07762-1840 |
| Name | Verified Name |
|---|---|
| Address | 530 SOUTH AVE W, WESTFIELD, NJ 07090-1594 |
The 2025 property tax bill for 557 Ocean Rd was $6,980, up 4.8% from the year before.
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,142,000 (+360.97%) Land $839,400 Building $2,302,600 | $3,142,000 (+360.97%) Land $839,400 Building $2,302,600 | |
| 2025 | $6,980.00 (+4.79%) | $681,600 Land $681,600 | $681,600 Land $681,600 |
| 2024 | $6,661.00 | ||
| 2023 | $579,500 (+27.08%) Land $486,700 Building $92,800 | $579,500 (+27.08%) Land $486,700 Building $92,800 | |
| 2022 | $5,718.00 (+14.18%) | $456,000 Land $337,600 Building $118,400 | $456,000 Land $337,600 Building $118,400 |
| 2021 | $5,008.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 557 Ocean Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 557 Ocean Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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