552 Ocean Rd, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 552 Ocean Rd, Spring Lake, NJ 07762

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,366 sqft · built 1981
Lot Size0.154 acres (6,721 sqft)
Owner2 Individual Names on Record
Last Sale$465,000 (Feb 2005)
Tax Bill$7,391 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jul 2022 Transfer
Flood ZoneZone X (minimal risk)
APN48-00038-0000-00018

Property Details

APN / Parcel Number

Primary APN48-00038-0000-00018
Alternative APN
  • 06130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,366 sqft Living Area
1st Floor Area1,366 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area6,721 sqft (0.154 acres)
Lot Dimensions140 ft deep x 48 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Deck Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number06130
Street Address552 OCEAN RD
CitySPRING LAKE
StateNJ
Zip07762-1841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal SubdivisionWINDING BROOK
Legal Block38
Legal Lot Number18
JurisdictionMONMOUTH NJ
Township / Civil DivisionSPRING LAKE HEIGHTS
Census Block Group2
Census Block2020
Census Tract808901

Owner

Source: Monmouth County and Spring Lake Heights Borough records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address26 WOODLAND AVE, VERONA, NJ 07044-2813
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jul 20, 2022Intrafamily Transfer, Transfer
REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2005 · Amount on Record
Deed SaleFeb 7, 2005 · Amount on Record
Prior SaleMay 12, 1994 · Amount on Record
Deed Book / Page8435 / 2049
Last Transfer DateJun 6, 2022
Transfer Doc0096059621
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address552 OCEAN RD, SPRING LAKE, NJ 07762-1841
Transaction TypeMortgage
Record UpdatedNov 18, 2022
Title CompanyOLD REPUBLIC NATL TTL INS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095621205
DateDec 2, 2021
Book Page9562/1205
Instrument2021173017
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 1, 2041

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONMOUTH NJ
Recording DateJul 20, 2022
Property Address552 OCEAN RD, SPRING LAKE, NJ 07762-1841
Document Number0096059621
Book / Page9605 / 9621
Instrument DateJun 6, 2022
Instrument2022074605
Transaction TypeTransfer
Record UpdatedNov 18, 2022
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address26 WOODLAND AVE, 26, VERONA, NJ 07044-2813

Transferred To (Grantee/Buyer)

NameVerified Name
Address552 OCEAN RD, SPRING LAKE, NJ 07762-1841

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalitySpring Lake Heights Borough
Unified School DistrictSpring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$853,800 (+18.29%) Land $685,300 Building $168,500$853,800 (+18.29%) Land $685,300 Building $168,500
2025$7,391.00 (+0.22%)$721,800 (+10.08%) Land $554,800 Building $167,000$721,800 (+10.08%) Land $554,800 Building $167,000
2024$7,375.00 (+11.04%)
2023$655,700 Land $495,600 Building $160,100$655,700 Land $495,600 Building $160,100
2022$6,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOROUGH OF SPRINGLAKE HEIGHTS
serves 5,000 people · EPA ID NJ1349001
Water SourcePurchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State InspectionAug 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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