557 N James St, Orange, CA 92869 Property Records

Orange County property record for 557 N James St, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,575 sqft · built 1965
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jan 2019)
Tax Bill	$7,495 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`093-461-47`

Property Details

APN / Parcel Number

Primary APN	`093-461-47`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,575 sqft Living Area
1st Floor Area	1,575 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	7,100 sqft (0.163 acres)
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	557 N JAMES ST
City	ORANGE
State	CA
Zip	92869-2659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4479 BLK LOT 10
Legal Subdivision	TRACT NO 4479
Legal Tract	4479
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	3
Census Block	3008
Census Tract	21913

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	557 N JAMES ST, ORANGE, CA 92869-2659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Jan 4, 2019	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2019 · Amount on Record
Deed Sale	Jan 4, 2019 · Amount on Record
Deed Document Number	20193397
Prior Transfer Date	Oct 15, 1993
Prior Transfer Doc	0000721810
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	557 N JAMES ST, ORANGE, CA 92869-2659
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 N JAMES ST, ORANGE, CA 92869-2659

Mortgage

Document Number	0000666333
Date	Nov 17, 2020
Instrument	2020000666333

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	557 N JAMES ST, ORANGE, CA 92869-2659
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010573
Date	Jan 9, 2020
Instrument	2020000010573

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 4, 2019
Property Address	557 N JAMES ST, ORANGE, CA 92869-2659
Document Number	0000003397
Map Reference	MB 199 PG 14&15
Instrument Date	Dec 3, 2018
Instrument	2019000003397
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	557 N JAMES ST, ORANGE, CA 92869-2659

Mortgage

Document Number	0000003398
Date	Jan 4, 2019
Instrument	2019000003398

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$682,695 (+2%) Land $578,489 Building $104,206
2025	$7,495.00 (+4.56%)	$669,309 (+4.04%) Land $567,146 Building $102,163
2023	$7,168.00 (+1.96%)	$643,320 Land $545,123 Building $98,197
2022	$7,030.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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