Orange County property record for 546 N James St, Orange, CA 92869
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,575 sqft · built 1965 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,176 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 093-461-55 |
| Primary APN | 093-461-55 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,575 sqft Living Area |
| 1st Floor Area | 1,575 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 7,100 sqft (0.163 acres) |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 546 N JAMES ST |
|---|---|
| City | ORANGE |
| State | CA |
| Zip | 92869-2659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 4479 BLK LOT 2 |
| Legal Tract | 4479 |
| Legal Lot Number | 2 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | ANAHEIM-SANTA ANA-GARDEN GROVE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 21913 |
546 N James St is owned and occupied by two individuals who acquired it in May 2018.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 546 N JAMES ST, ORANGE, CA 92869-2659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| May 30, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 24, 2018 |
| Transfer Doc | 0000197875 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 546 N JAMES ST, ORANGE, CA 92869-2659 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000516906 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 2019000516906 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 30, 2018 |
| Property Address | 546 N JAMES ST, ORANGE, CA 92869-2659 |
| Document Number | 0000197875 |
| Map Reference | MB199 PG14&15 |
| Instrument Date | May 24, 2018 |
| Instrument | 2018000197875 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | LAWYERS TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 546 N JAMES ST, ORANGE, CA 92869-2659 |
| Document Number | 0000197876 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 2018000197876 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 546 N James St was $1,176 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Orange City |
| Unified School District | Orange Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $81,401 (+2%) Land $24,383 Building $57,018 | |
| 2025 | $1,176.00 Homeowner's exemption | $79,805 Land $23,905 Building $55,900 |
| 2023 | $1,114.00 (+2.48%) Homeowner's exemption | $76,707 Land $22,977 Building $53,730 |
| 2022 | $1,087.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 546 N James St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 546 N James St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ORANGE serves 120,770 people · EPA ID CA3010027 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cosmo Network Solutions Fixed Wireless | 350 / 150 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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