Flagler County property record for 557 N 10th St, Flagler Beach, FL 32136 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,240 sqft · built 2002 |
| Lot Size | 0.244 acres (10,672 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,150,000 (Jul 2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-12-31-5050-00010-0200 |
| Primary APN | 01-12-31-5050-00010-0200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,240 sqft Heated Area |
| Gross Area | 5,008 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,672 sqft (0.244 acres) |
| Lot Width | 100 ft Width |
| Pool Area | 420 sqft |
|---|---|
| Boat Access | Boat Access |
| Boat House | 360 sqft |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 557 N 10TH ST |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALMA VISTA SUB DIV BLOCK 1 LOT 20 OR BOOK 41 PAGE 326 OR 620/860 OR 2048/122 |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 01 |
| Legal Subdivision | PALMA VISTA SUB |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 60302 |
Source: Flagler County records · APN 01-12-31-5050-00010-0200
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 557 N 10TH ST, FLAGLER BEACH, FL 32136-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 03, 2026 | Deed of Trust, Mortgage · Line of Credit ENT CU |
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2025 · Amount on Record |
| Deed Sale | Jul 10, 2025 · Amount on Record |
| Prior Sale | Feb 11, 2015 · Amount on Record |
| Deed Document Number | 2025028649 |
| Deed Book / Page | 2975 / 156 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 557 N 10TH ST, FLAGLER BEACH, FL 32136-3132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 557 N 10TH ST, FLAGLER BEACH, FL 32136-3132 |
| Document Number | 0030270822 |
|---|---|
| Date | Feb 03, 2026 |
| Book Page | 3027/822 |
| Instrument | 2026004956 |
| Name | ENT CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 02, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 557 N 10TH ST, FLAGLER BEACH, FL 32136-3132 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 557N N 10TH ST, FLAGLER BEACH, FL 32136-3132 |
| Document Number | 0025290315 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 2529/315 |
| Instrument | 2021008887 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
| Type Change Date | Mar 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 7% |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $668,420 (+18.04%) | $994,979 (+21.79%) Land $220,000 Building $774,979 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $566,276 | $816,957 Land $220,000 Building $596,957 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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