461 N 10th St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 461 N 10th St, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,650 sqft · built 2000
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Sep 2016)
Tax Bill	$6,314 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2017 Construction Loan
Flood Zone	Zone AE (high risk)
APN	`01-12-31-5050-00010-0140`

Property Details

APN / Parcel Number

Primary APN	`01-12-31-5050-00010-0140`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	2,978 sqft
1st Floor Area	1,650 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,799 sqft (0.202 acres)
Lot Width	80 ft Width
Driveway	Concrete Driveway
Driveway Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	461 N 10TH ST
City	FLAGLER BEACH
State	FL
Zip	32136-3134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALMA VISTA SUBD BLOCK 1 LOT 14 OR 615 PG 1255 OR 880 PG 882 OR 2155/1083
Legal Range	31E
Legal Township	12S
Legal Section	01
Legal Subdivision	PALMA VISTA SUBD
Legal Block	1
Legal Lot Number	14
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1019
Census Tract	60302

Owner

Source: Flagler County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	461 N 10TH ST, FLAGLER BEACH, FL 32136-3134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit SPACE COAST CREDIT UNION
Nov 15, 2017	Trustee's Deed, Construction Loan · Construction Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2016 · Amount on Record
Deed Sale	Sep 8, 2016 · Amount on Record
Prior Sale	Oct 9, 1998 · Amount on Record
Deed Document Number	201629203
Deed Book / Page	2155 / 1083
Prior Transfer Date	Dec 8, 2002
Prior Transfer Doc	0880000882
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Recording Date	Sep 17, 2026
Property Address	461 N 10TH ST, FLAGLER BEACH, FL 32136-3134
Document Number	0000037767
Book / Page	3087 / 1109
Instrument Date	Aug 22, 2026
Instrument	202637767
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 N 10TH ST, FLAGLER BEACH, FL 32136-3134

Mortgage

Document Number	0000037767,
Date	Sep 17, 2026
Book Page	3087/1109
Instrument	202637767

Lender

Name	SPACE COAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 15, 2017
Property Address	461 N 10TH ST, FLAGLER BEACH, FL 32136-3134
Document Number	0022411666
Book / Page	002241 / 001666
Instrument Date	Nov 7, 2017
Instrument	40004
Transaction Type	Construction Loan
Record Updated	Dec 1, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	461 N 10TH ST FLAGLER BEACH FL 321363134, FLAGLER BEACH, FL 32136-3134

Mortgage

Document Number	22411666
Date	Nov 15, 2017
Book Page	002241/001666
Instrument	40004

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 14, 2032

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,314.00 (+5.67%) Homeowner's exemption	$366,910 (+5.99%)	$538,525 (+8.71%) Land $176,000 Building $362,525
2023	$5,975.00 (+2.61%) Homeowner's exemption	$346,184 (+3%)	$495,387 (+1.01%) Land $176,000 Building $319,387
2022	$5,823.00 Homeowner's exemption	$336,101	$490,417 Land $176,000 Building $314,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 270 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	272 units insured incl. 2 condo units
Nearby Flood Claims	281 (1984–2024)
Claims Outside the SFHA	50 of 281
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 58 claims Hurricane Ian, Oct 2022 · 9 claims Hurricane Irma, Sep 2017 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on N 10th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures