557 Mountain Ave, Berkeley Heights, NJ 07922 Property Records

Union County and Berkeley Heights Township property record for 557 Mountain Ave, Berkeley Heights, NJ 07922

Property Summary

Property Type	Single Family Home
Details	1,623 sqft · built 1950
Lot Size	1.03 acres (44,997 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Feb 2009)
Tax Bill	$12,406 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-02105-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`01-02105-0000-00010`
Alternative APN	`010210500010`

Interior

Stories	1 Story
Building Area	1,623 sqft Living Area
1st Floor Area	1,623 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	44,997 sqft (1.03 acres)
Lot Dimensions	489 ft deep x 92 ft wide
Garage Type	Attached

Location & Zoning

Street Address	557 MOUNTAIN AVE
City	BERKELEY HEIGHTS
State	NJ
Zip	07922-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Block	2105
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	BERKELEY HEIGHTS
Census Block Group	1
Census Block	1010
Census Tract	38201

Owner

Source: Union County and Berkeley Heights Township records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	557 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Mar 3, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2009 · Amount on Record
Deed Sale	Feb 10, 2009 · Amount on Record
Deed Document Number	2009202589
Deed Book / Page	5751 / 146
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	557 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2521
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152022729
Date	Apr 18, 2022
Book Page	15202/2729
Instrument	35745

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	557 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2521
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2521

Mortgage

Document Number	0148982976
Date	Mar 3, 2021
Book Page	14898/2976
Instrument	5869

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	557 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MAX TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146402347
Date	Jan 15, 2020
Book Page	14640/2347
Instrument	685161

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Berkeley Heights Township
Unified School District	Berkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,900 (-) Land $186,300 Building $95,600	$281,900 (-) Land $186,300 Building $95,600
2025	$12,406.00 (+2.66%)	$281,900 (-) Land $186,300 Building $95,600	$281,900 (-) Land $186,300 Building $95,600
2024	$12,085.00 (+2.1%)
2023		$281,900 Land $186,300 Building $95,600	$281,900 Land $186,300 Building $95,600
2022	$11,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	50 units insured incl. 40 condo units
Nearby Flood Claims	17 (1978–2025)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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