537 Mountain Ave, Berkeley Heights, NJ 07922 Property Records

Union County and Berkeley Heights Township property record for 537 Mountain Ave, Berkeley Heights, NJ 07922

Property Summary

Property Type	Single Family Home
Details	3,263 sqft · built 1850
Lot Size	1.79 acres (78,016 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Apr 1994)
Tax Bill	$18,044 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-02105-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`01-02105-0000-00009`
Alternative APN	`010210500009`

Interior

Stories	2 Stories
Building Area	3,263 sqft Living Area

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Construction Type	Frame
Lot Area	78,016 sqft
Lot Dimensions	497 ft deep x 157 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	537 MOUNTAIN AVE
City	BERKELEY HEIGHTS
State	NJ
Zip	07922-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	ADDITIONAL LOTS: 200 7-2
Legal Subdivision	BERKELEY HEIGHTS
Legal Block	2105
Legal Lot Number	9
Jurisdiction	UNION NJ
Township / Civil Division	BERKELEY HEIGHTS
Census Block Group	1
Census Block	1010
Census Tract	38201

Owner

Source: Union County and Berkeley Heights Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	537 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 1994 · Amount on Record
Deed Sale	Apr 6, 1994 · Amount on Record
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	537 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2521
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2521

Mortgage

Document Number	0150422831
Date	Aug 26, 2021
Book Page	15042/2831
Instrument	19546

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 13, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	537 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2521
Document Number	0146042583
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	PRIMETIME TITLE AGENCY LLC, PRIMETIME TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	537 MOUNTAIN AVE BERKELEY HEIGHTS NJ 079222521, BERKELEY HEIGHTS, NJ 07922-2521

Mortgage

Document Number	0146042583
Date	Oct 10, 2019
Book Page	014604/002583
Instrument	679835

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 9, 2034

Tax Assessment & Valuation

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Berkeley Heights Township
Unified School District	Berkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,000 (-) Land $227,200 Building $182,800	$410,000 (-) Land $227,200 Building $182,800
2025	$18,044.00 (+2.66%)	$410,000 (-) Land $227,200 Building $182,800	$410,000 (-) Land $227,200 Building $182,800
2024	$17,576.00 (+2.1%)
2023		$410,000 Land $227,200 Building $182,800	$410,000 Land $227,200 Building $182,800
2022	$17,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	50 units insured incl. 40 condo units
Nearby Flood Claims	17 (1978–2025)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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