557 Elder Ct, San Jose, CA 95123 Property Records

Santa Clara County property record for 557 Elder Ct, San Jose, CA 95123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,176 sqft · built 1976
Lot Size	0.185 acres (8,050 sqft)
Owner	2 Company Names on Record
Last Sale	$1,255,000 (Jun 2017)
Tax Bill	$19,747 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jun 2017 Sale & Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`689-02-061`

Property Details

APN / Parcel Number

Primary APN	`689-02-061`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
1st Floor Area	1,086 sqft
2nd Floor Area	1,090 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,050 sqft (0.185 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	557 ELDER CT
City	SAN JOSE
State	CA
Zip	95123-4830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-PD
Legal Description	TRACT 5823 BOOK 372 PAGE 4 PAGE 5 LOT 11
Legal Tract	5823
Legal Lot Number	11
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1014
Census Tract	512030

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	557 ELDER CT, SAN JOSE, CA 95123-4830
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Intrafamily Transfer, Transfer
Jun 13, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 7, 2017	Deed of Trust, Mortgage · Line of Credit STAR ONE CU
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on Record
Deed Sale	Jun 13, 2017 · Amount on Record
Prior Sale	Apr 6, 1994 · Amount on Record
Deed Document Number	201723672066
Prior Transfer Date	Jun 3, 2009
Prior Transfer Doc	0020287742
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 18, 2026
Property Address	557 ELDER CT, SAN JOSE, CA 95123-4830
Document Number	0025958814
Map Reference	MB 372 PG 4 & 5
Instrument Date	Mar 12, 2026
Instrument	25958814
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 ELDER CT, SAN JOSE, CA 95123-4830

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 13, 2017
Property Address	557 ELDER CT, SAN JOSE, CA 95123-4830
Document Number	0023672066
Map Reference	MAP372 PG4&5
Instrument Date	Jun 5, 2017
Instrument	23672066
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	557 ELDER CT, SAN JOSE, CA 95123-4830

Mortgage

Document Number	0023672067
Date	Jun 13, 2017
Instrument	23672067

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	557 ELDER CT, SAN JOSE, CA 95123-4830
Document Number	0023602874
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	557 ELDER CT SAN JOSE CA 951234830, SAN JOSE, CA 95123-4830

Mortgage

Document Number	0023602874
Date	Mar 15, 2017
Instrument	23602874

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 14, 2042

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	557 ELDER CT, SAN JOSE, CA 95123-4830
Document Number	0023602873
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Mar 22, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	557 ELDER CT SAN JOSE CA 951234830, SAN JOSE, CA 95123-4830

Mortgage

Document Number	0023602873
Date	Mar 15, 2017
Instrument	23602873

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 14, 2032

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,485,658 (+2%) Land $1,065,414 Building $420,244
2025	$19,747.00 (+2.1%)	$1,456,528 (+4.04%) Land $1,044,524 Building $412,004
2024	$19,341.00 (+1.35%)
2023	$19,084.00 (+0.65%)	$1,399,971 Land $1,003,965 Building $396,006
2022	$18,960.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, Sail Internet.

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