541 Elder Ct, San Jose, CA 95123 Property Records

Santa Clara County property record for 541 Elder Ct, San Jose, CA 95123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,867 sqft · built 1976
Lot Size	0.177 acres (7,700 sqft)
Owner	Company Name on Record
Tax Bill	$6,014 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`689-02-057`

Property Details

APN / Parcel Number

Primary APN	`689-02-057`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,867 sqft Living Area
1st Floor Area	1,867 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	230 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	541 ELDER CT
City	SAN JOSE
State	CA
Zip	95123-4830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-PD
Legal Description	TRACT 5823 BOOK 372 PAGE 4 PAGE 5 LOT 15
Legal Subdivision	TRACT NO 5823
Legal Tract	5823
Legal Lot Number	15
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1014
Census Tract	512030

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	541 ELDER CT, SAN JOSE, CA 95123-4830
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
May 20, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 20, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 4, 2019
Transfer Doc	0024182438
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	541 ELDER CT, SAN JOSE, CA 95123-4830
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 ELDER CT, SAN JOSE, CA 95123-4830

Mortgage

Document Number	0024689296
Date	Nov 5, 2020
Instrument	24689296

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.85%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 20, 2019
Property Address	541 ELDER CT, SAN JOSE, CA 95123-4830
Document Number	0024182438
Map Reference	MB 372 PG 4&5
Instrument Date	May 4, 2019
Instrument	24182438
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 ELDER CT, SAN JOSE, CA 95123-4830

Mortgage

Document Number	0024182439
Date	May 20, 2019
Instrument	24182439

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 20, 2019
Property Address	541 ELDER CT, SAN JOSE, CA 95123-4830
Document Number	0024182440
Instrument Date	May 4, 2019
Instrument	24182440
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	541 ELDER CT SAN JOSE CA 951234830, SAN JOSE, CA 95123-4830

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$359,488 (+2%) Land $112,305 Building $247,183
2025	$6,014.00 (+4.77%)	$352,440 (+4.04%) Land $110,103 Building $242,337
2023	$5,740.00 (+0.63%)	$338,757 Land $105,829 Building $232,928
2022	$5,704.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, Sail Internet.

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