557 E 1130 S, Providence, UT 84332 Property Records

Cache County property record for 557 E 1130 S, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	2,710 sqft · built 2020
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Tax Bill	$3,820 (2025)
Deeds & Mortgages	Mar 2020 Construction Loan Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-292-0012`

Property Details

APN / Parcel Number

Primary APN	`02-292-0012`

Interior

Building Area	2,710 sqft Living Area

Exterior

Year Built	Built 2020
Lot Area	20,473 sqft (0.469 acres)

Location & Zoning

Street Address	557 E 1130 S
City	PROVIDENCE
State	UT
Zip	84332-6727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 PROVIDENCE ESTATES SUBDIVISION CONT 0.47 AC
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	2
Census Block	2018
Census Tract	1201

Owner

Source: Cache County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	557 E 1130 S, PROVIDENCE, UT 84332-6727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Deed of Trust, Mortgage · Construction Mortgage CACHE VALLEY BANK
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 5, 2019	Warranty Deed, Transfer · Conventional Mortgage GOLDENWEST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2019
Deed Sale	Sep 5, 2019
Deed Document Number	1226638
Deed Book / Page	2092 / 1987
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	557 E 1130 S, PROVIDENCE, UT 84332-6727
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	NORTHERN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002127/116
Date	Mar 3, 2020
Book Page	2127/116
Instrument	1240238

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84323

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	557 E 1130 S, PROVIDENCE, UT 84332-6727
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	INWEST TITLE SERVICES INC-LOGAN, INWEST TITLE SVCS INC LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02223/1849
Date	Feb 5, 2021
Book Page	2223/1849
Instrument	1275525

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Sep 5, 2019
Property Address	557 E 1130 S, PROVIDENCE, UT 84332-6727
Document Number	02092/1987
Book / Page	2092 / 1987
Map Reference	FILE 1182299
Instrument Date	Aug 30, 2019
Instrument	1226638
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	ACE TITLE, CACHE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	427 W 85 S, PROVIDENCE, UT 84332-6103

Mortgage

Document Number	0001226639
Date	Sep 5, 2019
Instrument	1226639

Lender

Name	GOLDENWEST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Aug 30, 2024

Tax Assessment & Valuation

Source: Cache County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,820.00 (-10.96%)	$535,650 (+1.6%)	$973,910 (+1.6%) Land $183,000 Building $790,910
2023	$4,290.00	$527,230	$958,600 Land $234,400 Building $724,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 57% of Utah
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strata Networks Fiber	2,000 / 2,000
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	1,200 / 35
SenaWave Fiber	1,000 / 1,000
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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