495 E 1130 S, Providence, UT 84332 Property Records

Cache County property record for 495 E 1130 S, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	4,090 sqft · built 2022
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Company Names on Record
Last Sale	$1,546,125 (Nov 2022)
Tax Bill	$5,508 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2024 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-292-0014`

Property Details

APN / Parcel Number

Primary APN	`02-292-0014`

Interior

Building Area	4,090 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	22,651 sqft (0.52 acres)

Location & Zoning

Street Address	495 E 1130 S
City	PROVIDENCE
State	UT
Zip	84332-6740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 PROVIDENCE ESTATES SUBDIVISION CONT 0.52 AC
Legal Subdivision	PROVIDENCE ESTATES SUBDIVISION
Legal Lot Number	14
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	2
Census Block	2018
Census Tract	1201

Owner

Source: Cache County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	495 E 1130 S, PROVIDENCE, UT 84332-6740
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Commercial Mortgage BCGM LLC
Oct 15, 2024	Intrafamily Transfer, Transfer
Nov 30, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage REGIONS BANK
Dec 20, 2021	Intrafamily Transfer, Transfer · Construction Mortgage PRIMELENDING
Mar 19, 2021	Intrafamily Transfer, Transfer CACHE TITLE LOGAN
Mar 19, 2021	Warranty Deed, Transfer CACHE TITLE LOGAN
Dec 1, 2020	Warranty Deed, Transfer CACHE TITLE LOGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Prior Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	20221332677
Deed Book / Page	2369 / 1769
Last Transfer Date	Oct 11, 2024
Transfer Doc	02455/1171
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	495 E 1130 S, PROVIDENCE, UT 84332-6740
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	HICKMAN LAND TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02185/1995
Date	Sep 30, 2020
Book Page	2185/1995
Instrument	1261271

Lender

Name	BCGM LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Oct 15, 2024
Property Address	495 E 1130 S, PROVIDENCE, UT 84332-6740
Document Number	02455/1171
Book / Page	2455 / 1171
Map Reference	DOC 1182299
Instrument Date	Oct 11, 2024
Instrument	1365338
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	495 E 1130 S, PROVIDENCE, UT 84332-6740

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Nov 30, 2022
Property Address	495 E 1130 S, PROVIDENCE, UT 84332-6740
Document Number	02369/1769
Book / Page	2369 / 1769
Map Reference	DOC 1182299
Instrument Date	Nov 29, 2022
Instrument	1332677
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 E 1130 S, PROVIDENCE, UT 84332-6740

Mortgage

Document Number	0001332678
Date	Nov 30, 2022
Instrument	1332678

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Dec 20, 2021
Property Address	495 E 1130 S, PROVIDENCE, UT 84332-6740
Document Number	002309/147
Book / Page	2309 / 147
Map Reference	DOC 1182299
Instrument Date	Dec 16, 2021
Instrument	1307838
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 S 470 E, PROVIDENCE, UT 84332

Mortgage

Document Number	0001307839
Date	Dec 20, 2021
Instrument	1307839

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 15, 2022

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Mar 19, 2021
Property Address	495 E 1130 S, PROVIDENCE, UT 84332-6740
Document Number	02235/1519
Book / Page	2235 / 1519
Map Reference	FILE 1182299
Instrument Date	Mar 19, 2021
Instrument	1279971
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15919 EASTPARK CT, NOBLESVILLE, IN 46060-4887

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Mar 19, 2021
Property Address	495 E 1130 S, PROVIDENCE, UT 84332-6740
Document Number	02235/1518
Book / Page	2235 / 1518
Map Reference	FILE 1182299
Instrument Date	Mar 18, 2021
Instrument	1279970
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 S 470 E, PROVIDENCE, UT 84332

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Dec 1, 2020
Property Address	495 E 1130 S, PROVIDENCE, UT 84332-6740
Document Number	002205/194
Book / Page	2205 / 194
Map Reference	FILE 1182299
Instrument Date	Nov 23, 2020
Instrument	1268171
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	395 N 575 E, HYDE PARK, UT 84318-3316
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,508.00 (+784.11%)	$772,220 (+0.74%)	$1,404,034 (+0.74%) Land $190,500 Building $1,213,534
2023	$623.00	$766,560	$1,393,742 Land $240,400 Building $1,153,342

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 44% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strata Networks Fiber	2,000 / 2,000
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	1,200 / 35
SenaWave Fiber	1,000 / 1,000
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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