557 Crestside Dr SE, Concord, NC 28025 Property Records

Cabarrus County property record for 557 Crestside Dr SE, Concord, NC 28025 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,954 sqft · built 1966
Lot Size0.454 acres (19,800 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Dec 1997)
Tax Bill$2,375 (2023)
Deeds & MortgagesJul 2017 Loan Modification
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN5630 55 9657

Property Details

APN / Parcel Number

Primary APN5630 55 9657
Alternative APNs
  • 12041 0027.000000
  • 2698570

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,954 sqft Living Area
Gross Area2,504 sqft
1st Floor Area1,954 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1985
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,800 sqft
Lot Dimensions165 ft deep x 120 ft wide
Garage TypeFinished
Garage Area550 sqft
DrivewayDriveway
Driveway Area1,100 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area36 sqft
Patio Area112 sqft
Storage Building1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number2698570
Street Address557 CRESTSIDE DR SE
CityCONCORD
StateNC
Zip28025-2752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 53 MOUNTAIN BROOK SECT 2
Legal SubdivisionMOUNTAIN BROOK SEC 02
Legal Lot Number53
JurisdictionCABARRUS NC
Township / Civil Division12, CONCORD
Census Block Group2
Census Block2002
Census Tract42202

Owner

Source: Cabarrus County records · APN 5630 55 9657

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address557 CRESTSIDE DR SE, CONCORD, NC 28025-2752
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2017Loan Modification, Mortgage · Conventional with PMI
FIFTH THIRD MTG
Jul 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 29, 1997 · Amount on Record
Deed SaleDec 29, 1997 · Amount on Record
Deed Document Number0002053339
Record UpdatedJun 07, 2026

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCABARRUS NC
Property Address557 CRESTSIDE DR SE, CONCORD, NC 28025-2752
Document Number12603263
Instrument DateJul 14, 2017
Transaction TypeMortgage
Record UpdatedAug 08, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address557 CRESTSIDE DR SE CONCORD NC 280252752, CONCORD, NC 28025-2752

Mortgage

Document Number12603263
DateJul 28, 2017
Book Page012603/000263
Instrument19330
Lender
NameFIFTH THIRD MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 27, 2047
Interest
Rate TypeFixed Rate
Rate4.37%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address557 CRESTSIDE DR SE, CONCORD, NC 28025-2752
Document Number12603268
Instrument DateJul 14, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address557 CRESTSIDE DR SE CONCORD NC 280252752, CONCORD, NC 28025-2752

Mortgage

Document Number12603268
DateJul 28, 2017
Book Page012603/000268
Instrument19331
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 27, 2047

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,375.00$194,700 Land $55,000 Building $139,700$194,700 Land $55,000 Building $139,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250422022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Google FiberFiber8,000 / 8,000
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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