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520 Crestside Dr SE, Concord, NC 28025 Property Records

Cabarrus County property record for 520 Crestside Dr SE, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,214 sqft · built 1965
Lot Size0.459 acres (20,000 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Jan 2020)
Tax Bill$2,664 (2023)
Deeds & MortgagesDec 2025 Mortgage
Aug 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN5630 56 6125

Property Details

APN / Parcel Number

Primary APN5630 56 6125
Alternative APNs
  • 12041 0012.000000
  • 136007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,214 sqft Living Area
Gross Area2,654 sqft
1st Floor Area2,214 sqft
SunroomSunroom
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,000 sqft
Lot Dimensions160 ft deep x 125 ft wide
Garage TypeFinished
Garage Area440 sqft
DrivewayDriveway
Driveway Area1,000 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area800 sqft
PorchPorch
Porch Area36 sqft
Patio Area252 sqft
FenceFence
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number136007
Street Address520 CRESTSIDE DR SE
CityCONCORD
StateNC
Zip28025-2719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-1
Legal DescriptionP/O LTS 11-12 MOUNTAINBROOK
Legal SubdivisionMOUNTAINBROOK
Legal Lot Number11-12 12
JurisdictionCABARRUS NC
Township / Civil Division12, CONCORD
Census Block Group2
Census Block2008
Census Tract42202

Owner

Source: Cabarrus County records · APN 5630 56 6125

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address520 CRESTSIDE DR SE, CONCORD, NC 28025-2719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Deed of Trust, Mortgage · VA Mortgage
INDEPENDENCE HOME LOANS LLC
Aug 31, 2023Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK
Oct 13, 2021Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jan 30, 2020Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 30, 2020 · Amount on Record
Deed SaleJan 30, 2020 · Amount on Record
Prior SaleMar 07, 2013 · Amount on Record
Deed Document Number0013977208
Deed Book / Page13977 / 208
Record UpdatedJun 07, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address520 CRESTSIDE DR SE, CONCORD, NC 28025-2719
Transaction TypeMortgage
Record UpdatedDec 24, 2025
Title CompanySAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 CRESTSIDE DR SE, CONCORD, NC 28025-2719

Mortgage

Document Number0017765179
DateDec 16, 2025
Book Page17765/179
Lender
NameINDEPENDENCE HOME LOANS LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85251
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address520 CRESTSIDE DR SE, CONCORD, NC 28025-2719
Transaction TypeMortgage
Record UpdatedSep 11, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016632190
DateAug 31, 2023
Book Page16632/190
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address520 CRESTSIDE DR SE, CONCORD, NC 28025-2719
Transaction TypeMortgage
Record UpdatedMay 03, 2022
Title CompanyMORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR I

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001557078
DateOct 13, 2021
Book Page15570/78
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJan 30, 2020
Property Address520 CRESTSIDE DR SE, CONCORD, NC 28025-2719
Document Number13977208
Book / Page013977 / 000208
Instrument DateJan 30, 2020
Instrument3006
Transaction TypeTransfer
Record UpdatedFeb 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address520 CRESTSIDE DR SE CONCORD NC 280252719, CONCORD, NC 28025-2719

Mortgage

Document Number13977211
DateJan 30, 2020
Book Page013977/000211
Instrument3007
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2050

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,664.00$263,390 Land $55,000 Building $208,390$263,390 Land $55,000 Building $208,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Uniti Group
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

Based on FCC filings for 137 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CONCORD
serves 120,771 people
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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