Cabarrus County property record for 520 Crestside Dr SE, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,214 sqft · built 1965 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Jan 2020) |
| Tax Bill | $2,664 (2023) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 56 6125 |
| Primary APN | 5630 56 6125 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,214 sqft Living Area |
| Gross Area | 2,654 sqft |
| 1st Floor Area | 2,214 sqft |
| Sunroom | Sunroom |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,000 sqft |
| Lot Dimensions | 160 ft deep x 125 ft wide |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 1,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 36 sqft |
| Patio Area | 252 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 136007 |
|---|---|
| Street Address | 520 CRESTSIDE DR SE |
| City | CONCORD |
| State | NC |
| Zip | 28025-2719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-1 |
| Legal Description | P/O LTS 11-12 MOUNTAINBROOK |
| Legal Subdivision | MOUNTAINBROOK |
| Legal Lot Number | 11-12 12 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 42202 |
Source: Cabarrus County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 CRESTSIDE DR SE, CONCORD, NC 28025-2719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC |
| Aug 31, 2023 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Oct 13, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 30, 2020 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2020 · Amount on Record |
| Deed Sale | Jan 30, 2020 · Amount on Record |
| Prior Sale | Mar 7, 2013 · Amount on Record |
| Deed Document Number | 0013977208 |
| Deed Book / Page | 13977 / 208 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 520 CRESTSIDE DR SE, CONCORD, NC 28025-2719 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 520 CRESTSIDE DR SE, CONCORD, NC 28025-2719 |
| Document Number | 0017765179 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 17765/179 |
| Name | INDEPENDENCE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85251 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 520 CRESTSIDE DR SE, CONCORD, NC 28025-2719 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0016632190 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 16632/190 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 520 CRESTSIDE DR SE, CONCORD, NC 28025-2719 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR I |
| Name | Verified Name |
|---|
| Document Number | 0001557078 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 15570/78 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 30, 2020 |
| Property Address | 520 CRESTSIDE DR SE, CONCORD, NC 28025-2719 |
| Document Number | 13977208 |
| Book / Page | 013977 / 000208 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 3006 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 520 CRESTSIDE DR SE CONCORD NC 280252719, CONCORD, NC 28025-2719 |
| Document Number | 13977211 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 013977/000211 |
| Instrument | 3007 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2050 |
Source: Cabarrus County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,664.00 | $263,390 Land $55,000 Building $208,390 | $263,390 Land $55,000 Building $208,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Nov 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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