557 County Downs Rd, Montgomery, AL 36109 Property Records

Montgomery County property record for 557 County Downs Rd, Montgomery, AL 36109

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,872 sqft · built 1995
Lot Size	0.708 acres (30,852 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Sep 1999)
Tax Bill	$1,493 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-06-14-2-001-001.102`

Property Details

APN / Parcel Number

Primary APN	`10-06-14-2-001-001.102`
Alternative APNs	`0310061402001001102` `249103`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,872 sqft Living Area
1st Floor Area	2,872 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	30,852 sqft (0.708 acres)
Lot Dimensions	180 ft deep x 171 ft wide
Garage Area	550 sqft

Exterior Amenities

Porch	Slab
Porch Area	567 sqft
Patio Area	396 sqft
Utility Building	175 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	249103
Street Address	557 COUNTY DOWNS RD
City	MONTGOMERY
State	AL
Zip	36109-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	1006142001001102
Legal Range	18E
Legal Township	16N
Legal Section	14
Legal Subdivision	COUNTY DOWNS 9
Legal Block	2
Legal Lot Number	3
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2002
Census Tract	2700

Owner

Source: Montgomery County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	557 COUNTY DOWNS RD, MONTGOMERY, AL 36109-4628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Deed of Trust, Mortgage · Line of Credit MAX CU
Jun 28, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 1999 · Amount on Record
Deed Sale	Sep 9, 1999 · Amount on Record
Prior Sale	Jul 22, 1998 · Amount on Record
Deed Book / Page	2033 / 687
Last Transfer Date	Jun 28, 2019
Transfer Doc	0052520156
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	557 COUNTY DOWNS RD, MONTGOMERY, AL 36109-4628
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0063260813
Date	Jul 16, 2025
Book Page	6326/813

Lender

Name	MAX CU
Type	Credit Union
Address	MONTGOMERY, AL 36117

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jun 28, 2019
Property Address	557 COUNTY DOWNS RD, MONTGOMERY, AL 36109-4628
Document Number	0052520156
Book / Page	005252 / 000156
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$110.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 COUNTY DOWNS RD MONTGOMERY AL 361094628, MONTGOMERY, AL 36109-4628

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,493.00 (+3.97%) Homeowner's exemption	$31,440 (+3.93%) Land $3,500 Building $27,940	$314,400 (+3.93%) Land $35,000 Building $279,400
2023	$1,436.00 Homeowner's exemption	$30,250 Land $3,500 Building $26,750	$302,500 Land $35,000 Building $267,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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