Montgomery County property record for 551 County Downs Rd, Montgomery, AL 36109
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,041 sqft · built 1994 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,600 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-06-14-2-001-001.103 |
| Primary APN | 10-06-14-2-001-001.103 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,041 sqft Living Area |
| 1st Floor Area | 2,481 sqft |
| Upper Floors Area | 1,119 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 18,000 sqft (0.413 acres) |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| Garage Area | 517 sqft |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 351 sqft |
| Utility Building | 184 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 249104 |
|---|---|
| Street Address | 551 COUNTY DOWNS RD |
| City | MONTGOMERY |
| State | AL |
| Zip | 36109-4628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | 1006142001001103 |
| Legal Range | 18E |
| Legal Township | 16N |
| Legal Section | 14 |
| Legal Subdivision | COUNTY DOWNS 9 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 2700 |
551 County Downs Rd is owned and occupied by two individuals.
Source: Montgomery County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 551 COUNTY DOWNS RD, MONTGOMERY, AL 36109-4628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ALABAMA HOME MORTGAGE LOANS INC |
| Mar 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 551 COUNTY DOWNS RD, MONTGOMERY, AL 36109-4628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052840231 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 5284/0231 |
| Name | ALABAMA HOME MORTGAGE LOANS INC |
|---|---|
| Address | WETUMPKA, AL 36093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 551 COUNTY DOWNS RD, MONTGOMERY, AL 36109-4628 |
| Document Number | 0052160836 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 552 COUNTY DOWNS RD MONTGOMERY AL 36109, MONTGOMERY, AL 36109 |
| Document Number | 0052160836 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 005216/000836 |
| Name | GUARDIAN CU |
|---|---|
| Type | Credit Union |
| Address | MONTGOMERY, AL 36104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 3, 2034 |
The 2026 property tax bill for 551 County Downs Rd was $1,600 with a senior citizen's exemption, up 7% from the year before.
Source: Montgomery County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Municipality | Montgomery City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,600.00 (+7.02%) | ||
| 2025 | $1,495.00 Senior Citizen's exemption | $35,710 Land $3,500 Building $32,210 | $357,100 Land $35,000 Building $322,100 |
| 2023 | $1,614.00 Homeowner's exemption | $33,910 Land $3,500 Building $30,410 | $339,100 Land $35,000 Building $304,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 551 County Downs Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 551 County Downs Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures