Lake County property record for 557 Braemar Ln, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,088 sqft · built 2019 |
| Lot Size | 3.26 acres (142,006 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Dec 2013) |
| Tax Bill | $4,662 (2026) |
| Deeds & Mortgages | May 2019 Refinance Jun 2020 Refinance |
| APN | 25-5220-02010 |
| Primary APN | 25-5220-02010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,088 sqft Gross Area |
| 1st Floor Area | 2,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 142,006 sqft (3.26 acres) |
| Garage Type | Mixed |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 486 sqft |
| Sauna | Sauna |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 557 BRAEMAR LN |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-4043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLOCK 2 + UND 112 INTEREST IN OUTLOTS |
| Legal Range | 11W |
| Legal Township | 52N |
| Legal Section | 16 |
| Legal Subdivision | SCOTS RIDGE |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | LAKE NO. 2 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 370102 |
557 Braemar Ln is owned and occupied by two individuals who bought it in December 2013.
Source: Lake County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 557 BRAEMAR LN, TWO HARBORS, MN 55616-4043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBOR POINTE CREDIT UNION |
| Jun 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2013 · Amount on File |
| Deed Sale | Dec 13, 2013 · Amount on File |
| Deed Document Number | 2013194362 |
| Prior Transfer Date | Nov 18, 2011 |
| Prior Transfer Doc | 0000177314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 557 BRAEMAR LN, TWO HARBORS, MN 55616-4043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000191808 |
|---|---|
| Date | May 15, 2019 |
| Instrument | A000191808 |
| Name | HARBOR POINTE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jun 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 557 BRAEMAR LN, TWO HARBORS, MN 55616-4043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000194153 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | A000194153 |
| Name | NORTH SHORE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 557 Braemar Ln was $4,662 with a homeowner's exemption, up 1.5% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,662.00 (+1.48%) Homeowner's exemption | $747,000 Land $123,400 Building $623,600 | $747,000 Land $123,400 Building $623,600 |
| 2025 | $4,594.00 | ||
| 2023 | $828,900 Land $135,600 Building $693,300 | $828,900 Land $135,600 Building $693,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 557 Braemar Ln; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 557 Braemar Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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