Lake County property record for 514 Braemar Ln, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,534 sqft · built 2007 |
| Lot Size | 5.58 acres (243,065 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $645,500 (Jun 2016) |
| Tax Bill | $6,964 (2026) |
| Deeds & Mortgages | Jun 2020 Refinance |
| APN | 25-5220-01070 |
| Primary APN | 25-5220-01070 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,534 sqft Gross Area |
| 1st Floor Area | 3,526 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Traditional |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 243,065 sqft (5.58 acres) |
| Garage Type | Mixed |
| Garage Area | 488 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 414 sqft |
| Deck Area | 320 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 514 BRAEMAR LN |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-4043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLOCK 1 + UND 112 INTEREST IN OUTLOTS |
| Legal Range | 11W |
| Legal Township | 52N |
| Legal Section | 16 |
| Legal Subdivision | SCOTS RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | LAKE NO. 2 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 370102 |
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 514 BRAEMAR LN, TWO HARBORS, MN 55616-4043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2016 · Amount on Record |
| Deed Sale | Jun 17, 2016 · Amount on Record |
| Prior Sale | Jun 12, 2007 · Amount on Record |
| Deed Document Number | 2016185351 |
| Prior Transfer Date | Sep 23, 2009 |
| Prior Transfer Doc | 0000170189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 514 BRAEMAR LN, TWO HARBORS, MN 55616-4043 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | A000194268 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | A000194268 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,964.00 Homeowner's exemption | $1,194,800 (+1.56%) Land $144,800 Building $1,050,000 | $1,194,800 (+1.56%) Land $144,800 Building $1,050,000 |
| 2023 | $1,176,400 Land $98,300 Building $1,078,100 | $1,176,400 Land $98,300 Building $1,078,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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