557 20 1/2 Rd, Grand Junction, CO 81507 Property Records

Mesa County property record for 557 20 1/2 Rd, Grand Junction, CO 81507

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,444 sqft · built 1992
Lot Size	0.105 acres (4,571 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jan 2000)
Tax Bill	$3,875 (2025)
Deeds & Mortgages	May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2947-222-29-005`

Property Details

APN / Parcel Number

Primary APN	`2947-222-29-005`
Alternative APN	`R073924`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,444 sqft Living Area
Gross Area	3,262 sqft
1st Floor Area	2,444 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,571 sqft (0.105 acres)
Garage Type	Attached
Garage Area	818 sqft
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R073924
Street Address	557 20 1/2 RD
City	GRAND JUNCTION
State	CO
Zip	81507-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 REPLAT OF LOT 3 S & G MINOR SUB SEC 22 11S 101W
Legal Range	101
Legal Township	11S
Legal Section	22
Legal Subdivision	SG MINOR SUB
Legal Block	29
Legal Lot Number	2,3
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	2
Census Block	2032
Census Tract	1402

Owner

557 20 1/2 Rd is owned and occupied by two individuals who acquired it in July 2013.

Source: Mesa County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	557 20 1/2 RD, GRAND JUNCTION, CO 81507-9721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2000 · Amount on File
Deed Sale	Jan 3, 2000 · Amount on File
Prior Sale	Apr 14, 1993 · Amount on File
Deed Document Number	20001934215
Deed Book / Page	2668 / 152
Last Transfer Date	Jul 5, 2013
Transfer Doc	0002661008
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	557 20 1/2 RD, GRAND JUNCTION, CO 81507-9721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002922746
Date	May 1, 2020
Instrument	2922746

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 557 20 1/2 Rd was $3,875, up 0.5% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,875.00 (+0.49%)	$53,500 (-1.49%) Land $20,160 Building $33,340	$855,940 Land $322,500 Building $533,440
2024	$3,856.00 (+0.5%)	$54,310 (-) Land $18,820 Building $35,490
2023	$3,837.00 (+31.4%)	$54,310 (+33.51%) Land $18,820 Building $35,490	$810,620 Land $280,940 Building $529,680
2022	$2,920.00	$40,680 Land $12,510 Building $28,170
2021			$585,310 Land $180,000 Building $405,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 557 20 1/2 Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 557 20 1/2 Rd is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 74% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20