Mesa County property record for 539 20 1/2 Rd, Grand Junction, CO 81507
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 1,462 sqft · built 1972 |
| Lot Size | 0.254 acres (11,058 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Feb 2021) |
| Tax Bill | $2,168 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2947-223-04-022 |
| Primary APN | 2947-223-04-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,462 sqft Living Area |
| Gross Area | 2,074 sqft |
| 1st Floor Area | 1,462 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,058 sqft (0.254 acres) |
| Garage Type | Attached |
| Garage Area | 612 sqft |
| Porch | Slab |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R074003 |
|---|---|
| Street Address | 539 20 1/2 RD |
| City | GRAND JUNCTION |
| State | CO |
| Zip | 81507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 1 TIARA RADO SUB SEC 22 11S 101W |
| Legal Range | 101 |
| Legal Township | 11S |
| Legal Section | 22 |
| Legal Subdivision | TIARA RADO SUB |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | MESA CO |
| Township / Civil Division | GRAND JUNCTION |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1404 |
Source: Mesa County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 539 20 1/2 RD, GRAND JUNCTION, CO 81507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2023 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO |
| Feb 26, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 16, 2020 | Deed of Trust, Mortgage · Line of Credit ALPINE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2021 · Amount on Record |
| Deed Sale | Feb 26, 2021 · Amount on Record |
| Prior Sale | Nov 8, 1995 · Amount on Record |
| Deed Document Number | 20212968318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 539 20 1/2 RD, GRAND JUNCTION, CO 81507-8743 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003060644 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 3060644 |
| Name | CREDIT UNION OF COLORADO |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Feb 26, 2021 |
| Property Address | 539 20 1/2 RD, GRAND JUNCTION, CO 81507-8743 |
| Document Number | 0002968318 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2968318 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 539 20 1 2 ROAD, GRAND JUNCTION, CO 81507 |
| Document Number | 0002968319 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2968319 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 539 20 1/2 RD, GRAND JUNCTION, CO 81507-8743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002910130 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 2910130 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,168.00 (+13.09%) | $29,930 (+10.81%) Land $14,690 Building $15,240 | $478,820 (+18.77%) Land $235,000 Building $243,820 |
| 2024 | $1,917.00 (+0.47%) | $27,010 (-) Land $12,380 Building $14,630 | |
| 2023 | $1,908.00 (+22.7%) | $27,010 (+24.64%) Land $12,380 Building $14,630 | $403,140 (+29.32%) Land $184,790 Building $218,350 |
| 2022 | $1,555.00 | $21,670 Land $8,340 Building $13,330 | |
| 2021 | $311,730 Land $120,000 Building $191,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 71% of Colorado |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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