Cass County property record for 55679 Davis Ln, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,219 sqft · built 1998 |
| Lot Size | 2.26 acres (98,446 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Jan 2024) |
| Tax Bill | $6,819 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2024 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-150-032-021-35 |
| Primary APN | 14-150-032-021-35 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Building Area | 3,219 sqft Building Perimeter |
| 1st Floor Area | 1,701 sqft |
| Basement Area | 1,701 sqft |
| Unfinished Basement | 1,701 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 98,446 sqft (2.26 acres) |
| Garage Area | 754 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 55679 DAVIS LN |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-7704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 503A-1 COM N 89 DEG 57'14E 68 FT & S 696.21 FT FRM W 1/4 COR, TH E 351.82 FT, S 0 DEG 12'24E 280 FT, W 352 FT, N 0 DEG |
| Legal Range | 15W |
| Legal Township | 05S |
| Legal Section | 32 |
| Legal Block | 5 |
| Legal Lot Number | 17-19 |
| Jurisdiction | CASS MI |
| Township / Civil Division | WAYNE |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 2000 |
55679 Davis Ln is owned and occupied by two individuals who bought it in January 2024.
Source: Cass County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55679 DAVIS LN, DOWAGIAC, MI 49047-7704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jan 31, 2024 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC |
| Jan 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Oct 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STURGIS BANK & TRUST CO |
| Nov 7, 2018 | Warranty Deed, Transfer · ARM CHEMICAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2024 · Amount on File |
| Deed Sale | Jan 31, 2024 · Amount on File |
| Prior Sale | Nov 7, 2018 · Amount on File |
| Deed Document Number | 2024209325 |
| Deed Book / Page | 1242 / 113 |
| Prior Transfer Date | Jul 16, 2013 |
| Prior Transfer Doc | 1064/1287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Aug 3, 2026 |
| Property Address | 55679 DAVIS LN, DOWAGIAC, MI 49047-7704 |
| Document Number | 0000034248 |
| Book / Page | 1280 / 1561 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202634248 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 55679 DAVIS LN, DOWAGIAC, MI 49047-7704 |
| Document Number | 0000034248, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 1280/1561 |
| Instrument | 202634248 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jan 31, 2024 |
| Property Address | 55679 DAVIS LN, DOWAGIAC, MI 49047-7704 |
| Document Number | 001242/113 |
| Book / Page | 1242 / 113 |
| Instrument Date | Jan 24, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,712.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 55679 DAVIS LN, DOWAGIAC, MI 49047-7704 |
| Document Number | 0012420116 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 1242-0116 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 55679 DAVIS LN, DOWAGIAC, MI 49047-7704 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001180/610 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 1180/610 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | STURGIS, MI 49091 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 55679 DAVIS LN, DOWAGIAC, MI 49047-7704 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01166/2389 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 1166/2389 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 55679 DAVIS LN, DOWAGIAC, MI 49047-7704 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 55679 DAVIS LN, DOWAGIAC, MI 49047-7704 |
| Document Number | 001206/286 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 1206/286 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DOWAGIAC, MI 49047 |
| Type | Conventional Mortgage |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Nov 7, 2018 |
| Property Address | 55679 DAVIS LN, DOWAGIAC, MI 49047-7704 |
| Document Number | 01147/1091 |
| Book / Page | 1147 / 1091 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,408.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 55679 DAVIS LN, DOWAGIAC, MI 49047-7704 |
| Document Number | 0011471107 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 1147/1107 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Nov 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
| Document Number | 01147/1094 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 1147/1094 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
The 2025 property tax bill for 55679 Davis Ln was $6,819 with a homeowner's exemption, up 29.8% from the year before.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Wayne Township |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,500 (+3.35%) Land $268,500 | $537,000 (+3.35%) Land $537,000 | |
| 2025 | $6,819.00 (+29.84%) Homeowner's exemption | $259,800 Land $259,800 | $519,600 Land $519,600 |
| 2024 | $5,252.00 | ||
| 2023 | $194,200 | $388,400 | |
| 2022 | $4,858.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 55679 Davis Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 55679 Davis Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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