5561 Whitfield Dr, Troy, MI 48098 Property Records

Oakland County property record for 5561 Whitfield Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,892 sqft · built 1990
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on File
Last Sale$480,000 (Jul 2003)
Tax Bill$7,614 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Jun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN88-20-08-180-008

Property Details

APN / Parcel Number

Primary APN88-20-08-180-008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,892 sqft Living Area
1st Floor Area1,957 sqft
Basement Area1,957 sqft
Unfinished Basement1,957 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions140 ft deep x 127 ft wide
Garage Area706 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area42 sqft
Deck Area390 sqft
Patio Area390 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5561 WHITFIELD DR
CityTROY
StateMI
Zip48098-5105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 8 HEATHERWOOD ESTATES NO 2 LOT 73 11-14-88 FR 178-002
Legal Range11E
Legal Township2N
Legal Section8
Legal SubdivisionHEATHERWOOD ESTATES #2
Legal Lot Number11,73
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2005
Census Tract196500

Owner

5561 Whitfield Dr is owned and occupied by two individuals who acquired it in December 2006.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address5561 WHITFIELD DR, TROY, MI 48098-5105
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jun 7, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2003 · Amount on File
Deed SaleJul 18, 2003 · Amount on File
Deed Document Number2003368620
Deed Book / Page30014 / 633
Last Transfer DateDec 19, 2006
Transfer Doc0000008835
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5561 WHITFIELD DR, TROY, MI 48098-5105
Transaction TypeMortgage
Record UpdatedJan 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5561 WHITFIELD DR, TROY, MI 48098-5105

Mortgage

Document Number20250162441
DateDec 23, 2025
Book Page60820/749
Instrument20250162441
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term297 Months
DueSep 22, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5561 WHITFIELD DR, TROY, MI 48098-5105
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000111080
DateJun 7, 2017
Book Page50742/00622
Instrument111080
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueMay 12, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 5561 Whitfield Dr was $7,614 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,614.00
2023$547,700
2022$7,919.00$273,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5561 Whitfield Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2021 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5561 Whitfield Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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