5550 Whitfield Dr, Troy, MI 48098 Property Records

Oakland County property record for 5550 Whitfield Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,088 sqft · built 1989
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$827,000 (Aug 2023)
Tax Bill$10,947 (2025)
Deeds & MortgagesOct 2023 Transfer
Aug 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-08-179-006

Property Details

APN / Parcel Number

Primary APN88-20-08-179-006

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area3,088 sqft Living Area
1st Floor Area1,824 sqft
Basement Area1,824 sqft
Unfinished Basement1,824 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions140 ft deep x 110 ft wide
Garage Area697 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area60 sqft
Deck Area670 sqft
Patio Area670 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5550 WHITFIELD DR
CityTROY
StateMI
Zip48098-5102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 8 HEATHERWOOD ESTATES NO 2 LOT 95 11-14-88 FR 178-002
Legal Range11E
Legal Township2N
Legal Section8
Legal SubdivisionHEATHERWOOD ESTATES SUB #2
Legal Lot Number11,95
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2003
Census Tract196500

Owner

Source: Oakland County records · APN 88-20-08-179-006

Assessment roll updated February 4, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5550 WHITFIELD DR, TROY, MI 48098-5102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2023Intrafamily Transfer, Transfer
Aug 15, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
STONEGATE MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 15, 2023 · Amount on Record
Deed SaleAug 15, 2023 · Amount on Record
Prior SaleSep 05, 2014 · Amount on Record
Deed Document Number202389078
Deed Book / Page58808 / 684
Last Transfer DateOct 10, 2023
Transfer Doc0000112746
Record UpdatedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateOct 13, 2023
Property Address5550 WHITFIELD DR, TROY, MI 48098-5102
Document Number0000112746
Book / Page58941 / 92
Map ReferenceLB 204 PG 24-30
Instrument DateOct 10, 2023
Instrument112746
Transaction TypeTransfer
Record UpdatedOct 25, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5550 WHITFIELD DR, TROY, MI 48098-5102

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5550 WHITFIELD DR, TROY, MI 48098-5102

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 15, 2023
Property Address5550 WHITFIELD DR, TROY, MI 48098-5102
Document Number0000089078
Book / Page58808 / 684
Map ReferenceLB 204 PG 24-30
Instrument DateAug 08, 2023
Instrument89078
Transaction TypeTransfer
Record UpdatedAug 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,202.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5550 WHIFFIELD DRIVE, TROY, MI 48098

Transferred To (Grantee/Buyer)

NameVerified Name
Address1395 VILLA RD, BIRMINGHAM, MI 48009-6590

Mortgage

Document Number0000095049
DateAug 30, 2023
Book Page58842/253
Instrument95049
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5550 WHITFIELD DR, TROY, MI 48098-5102
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027892
DateFeb 13, 2017
Book Page50381/00716
Instrument027892
Lender
NameSTONEGATE MORTGAGE CORP
TypeMortgage Company
AddressINDIANAPOLIS, IN 46240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2037

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,947.00 (+23.57%)
2023$527,460
2022$8,859.00$263,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2021 · Severe Storms, Flooding, And Tornadoes

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

Based on FCC filings for 332 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTROY
serves 85,854 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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