5560 Thomas Square Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 5560 Thomas Square Dr, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,267 sqft · built 2015
Lot Size0.1 acres (4,375 sqft)
OwnerIndividual Name on Record
Last Sale$292,000 (Dec 2015)
Tax Bill$5,323 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN20-23-27-5846-00-670

Property Details

APN / Parcel Number

Primary APN20-23-27-5846-00-670
Alternative APNs
  • 272320584600670
  • 142760
  • 143929
  • 145757

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,267 sqft Living Area
Gross Area3,118 sqft
1st Floor Area1,282 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,375 sqft (0.1 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area237 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address5560 THOMAS SQUARE DR
CityWINTER GARDEN
StateFL
Zip34787-5029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionOVERLOOK 2 AT HAMLIN PHASE 1 AND 6 84/10 LOT 67
Legal Range27E
Legal Township23S
Legal Section20
Legal SubdivisionOVERLOOK 2 AT HAMLIN PH 1 AND 6
Legal Phase1
Legal Tract5846
Legal Lot Number67
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group4
Census Block4011
Census Tract17113

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5560 THOMAS SQUARE DR, WINTER GARDEN, FL 34787-5029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2025Deed of Trust, Mortgage · Line of Credit
PMAC LENDING SERVICES INC
Aug 16, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2015 · Amount on Record
Deed SaleDec 1, 2015 · Amount on Record
Deed Document Number2015619560
Deed Book / Page11020 / 1451
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address5560 THOMAS SQUARE DR, WINTER GARDEN, FL 34787-5029
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5560 THOMAS SQUARE DR, WINTER GARDEN, FL 34787-5029

Mortgage

Document Number0000705159
DateDec 9, 2025
Instrument20250705159
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
AddressBREA, CA 92821
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address5560 THOMAS SQUARE DR, WINTER GARDEN, FL 34787-5029
Transaction TypeMortgage
Record UpdatedSep 3, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5560 THOMAS SQUARE DR, WINTER GARDEN, FL 34787-5029

Mortgage

Document Number20210496882
DateAug 16, 2021
Instrument20210496882
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$340,715 (+2.7%)$495,290 (-1.1%) Land $125,000 Building $370,290
2025$5,323.00 (+4.72%) Homeowner's exemption$331,758 (+5.99%)$500,820 (+10.06%) Land $125,000 Building $375,820
2024$5,083.00 (+7.46%)
2023$4,730.00 (+3.96%) Homeowner's exemption$313,017 (+3%)$455,024 (+13.13%) Land $125,000 Building $330,024
2022$4,550.00 Homeowner's exemption$303,900$402,200 Land $125,000 Building $277,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims4 (2022–2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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