5548 Thomas Square Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 5548 Thomas Square Dr, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,139 sqft · built 2015
Lot Size0.1 acres (4,375 sqft)
OwnerCompany Name on Record
Last Sale$580,000 (Jan 2025)
Tax Bill$8,662 (2025)
Deeds & MortgagesMay 2021 Sale
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-23-27-5846-00-650

Property Details

APN / Parcel Number

Primary APN20-23-27-5846-00-650
Alternative APNs
  • 272320584600650
  • 142757
  • 143927
  • 145754

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,139 sqft Living Area
Gross Area3,425 sqft
1st Floor Area989 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,375 sqft (0.1 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area383 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address5548 THOMAS SQUARE DR
CityWINTER GARDEN
StateFL
Zip34787-5029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionOVERLOOK 2 AT HAMLIN PHASE 1 AND 6 84/10 LOT 65
Legal Range27E
Legal Township23S
Legal Section20
Legal SubdivisionOVERLOOK 2 AT HAMLIN PH 1 AND 6
Legal Phase1
Legal Tract5846
Legal Lot Number65
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group4
Census Block4011
Census Tract17113

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address5548 THOMAS SQUARE DR, WINTER GARDEN, FL 34787-5029
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Warranty Deed, Transfer
MAIN STREET TITLE AND CLOSING LL, MAIN STREET NATL TTL & CLOSI
Feb 21, 2020Deed of Trust, Mortgage · FHA Mortgage
PLANET HM LNDG
May 13, 2019Warranty Deed, Transfer
EQUITABLE TTL OF CELEBRATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2025 · Amount on Record
Deed SaleJan 21, 2025 · Amount on Record
Prior SaleMay 28, 2021 · Amount on Record
Deed Document Number202537268
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMay 28, 2021
Property Address5548 THOMAS SQUARE DR, WINTER GARDEN, FL 34787-5029
Document Number0000320547
Map ReferenceMB 84 PG 10-14
Instrument DateMay 24, 2021
Instrument20210320547
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyMAIN STREET TITLE AND CLOSING LL, MAIN STREET NATL TTL & CLOSI

Transaction

AmountAmount Recorded
Tax$3,045.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1377 TAPPIE TOORIE CIR, 1377, LAKE MARY, FL 32746-5225

Transferred To (Grantee/Buyer)

NameVerified Name
Address4320 WILD GINGER CIR, YORBA LINDA, CA 92886-8403

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address5548 THOMAS SQUARE DR, WINTER GARDEN, FL 34787-5029
Document Number0000149681
Instrument DateFeb 21, 2020
Transaction TypeMortgage
Record UpdatedApr 15, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5548 THOMAS SQUARE DR WINTER GARDEN FL 347875029, WINTER GARDEN, FL 34787-5029

Mortgage

Document Number0000149681
DateMar 9, 2020
Instrument149681
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 8, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMay 13, 2019
Property Address5548 THOMAS SQUARE DR, WINTER GARDEN, FL 34787-5029
Document Number0000294082
Map ReferenceMB 84 PG 10-14
Instrument DateMay 3, 2019
Instrument20190294082
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyEQUITABLE TTL OF CELEBRATION

Transaction

AmountAmount Recorded
Tax$2,513.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address415 E PINE ST APT 1706, 415, ORLANDO, FL 32801-6629

Transferred To (Grantee/Buyer)

NameVerified Name
Address5548 THOMAS SQUARE DR, WINTER GARDEN, FL 34787-5029

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$492,860 (-1.08%) Land $125,000 Building $367,860$492,860 (-1.08%) Land $125,000 Building $367,860
2025$8,662.00 (+1.49%)$498,250 (+10.76%) Land $125,000 Building $373,250$498,250 (+10.76%) Land $125,000 Building $373,250
2024$8,535.00 (+15.92%)
2023$7,363.00 (+10.94%)$449,848 (+12.89%) Land $125,000 Building $324,848$449,848 (+12.89%) Land $125,000 Building $324,848
2022$6,637.00$398,498 Land $125,000 Building $273,498$398,498 Land $125,000 Building $273,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims4 (2022–2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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