5560 Oesterle Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5560 Oesterle Rd, Saint Cloud, FL 34771

Property Summary

Property TypeMobile Home
Details3 bd · 3 ba · 2,232 sqft · built 2001
Lot Size5 acres (217,974 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Jul 2022)
Tax Bill$3,972 (2025)
Deeds & MortgagesJul 2022 Sale
Apr 2020 Construction Loan
Flood ZoneZone A (high risk)
APN10-25-31-2868-0001-0280

Property Details

APN / Parcel Number

Primary APN10-25-31-2868-0001-0280
Alternative APNs
  • 253110286800010280
  • 90822

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,232 sqft Living Area
1st Floor Area2,232 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area217,974 sqft (5 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5560 OESTERLE RD
CitySAINT CLOUD
StateFL
Zip34771-7704
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeOAC
Legal DescriptionCOUNTRY MEADOW WEST UNIT 1 PB 2 PG 257 LOT 28
Legal Range31E
Legal Township25S
Legal Section10
Legal SubdivisionCOUNTRY MEADOW WEST UNIT 1
Legal Tract2868
Legal Block280
Legal Lot Number28
Legal Unit1P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1031
Census Tract43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5560 OESTERLE RD, SAINT CLOUD, FL 34771-7704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2022Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Apr 7, 2020Quit Claim Deed, Transfer · Construction Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2022 · Amount on Record
Deed SaleJul 12, 2022 · Amount on Record
Prior SaleJun 18, 2001 · Amount on Record
Deed Document Number2022107894
Deed Book / Page6250 / 682
Prior Transfer DateMar 6, 2020
Prior Transfer Doc0057042311
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 12, 2022
Property Address5560 OESTERLE RD, SAINT CLOUD, FL 34771-7704
Document Number0062500682
Book / Page6250 / 682
Map ReferenceMB 2 PG 257
Instrument DateJun 30, 2022
Instrument2022107894
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$2,660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1816 WINCHESTER CT S, SAINT CLOUD, FL 34771-8578

Transferred To (Grantee/Buyer)

NameVerified Name
Address5560 OESTERLE RD, SAINT CLOUD, FL 34771-7704

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateApr 7, 2020
Property Address5560 OESTERLE RD, SAINT CLOUD, FL 34771-7704
Document Number0057042311
Book / Page005704 / 002311
Instrument DateMar 6, 2007
Instrument47788
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5560 OESTERLE RD ST CLOUD FL 347717704, ST CLOUD, FL 34771-7704

Mortgage

Document Number57042313
DateApr 7, 2020
Book Page005704/002313
Instrument47789
Lender
NameAMERIFIRST FINANCIAL CORP
TypeBank
AddressKALAMAZOO, MI 49002
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,972.00 (+8.97%)$235,300 (+20.54%) Land $115,000 Building $120,300$235,300 (+20.54%) Land $115,000 Building $120,300
2024$3,645.00 (+8.9%)
2023$3,347.00 (+107.12%)$195,200 (+70.43%) Land $76,000 Building $119,200$195,200 (+21.17%) Land $76,000 Building $119,200
2022$1,616.00 Homeowner's exemption$114,536$161,100 Land $76,000 Building $85,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 71% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000

Nearby Properties on Oesterle Rd

Nearby Streets

Search Property Records by Address or Parcel Number