5540 Oesterle Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5540 Oesterle Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,152 sqft · built 1982
Lot Size	5 acres (217,974 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Dec 2005)
Tax Bill	$2,925 (2025)
Deeds & Mortgages	Sep 2020 Transfer
Flood Zone	Zone A (high risk)
APN	`10-25-31-2868-0001-0290`

Property Details

APN / Parcel Number

Primary APN	`10-25-31-2868-0001-0290`
Alternative APNs	`253110286800010290` `90823`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,974 sqft (5 acres)

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	240 sqft
Deck Area	48 sqft
Pole Barn	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5540 OESTERLE RD
City	SAINT CLOUD
State	FL
Zip	34771-7704
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OAC
Legal Description	COUNTRY MEADOW WEST UNIT 1 PB 2 PG 257 LOT 29
Legal Range	31E
Legal Township	25S
Legal Section	10
Legal Subdivision	COUNTRY MEADOW WEST UNIT 1
Legal Tract	2868
Legal Block	290
Legal Lot Number	29
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1031
Census Tract	43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5540 OESTERLE RD, SAINT CLOUD, FL 34771-7704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2005 · Amount on Record
Deed Sale	Dec 29, 2005 · Amount on Record
Prior Sale	Mar 31, 2003 · Amount on Record
Deed Document Number	2005286651
Deed Book / Page	3013 / 373
Last Transfer Date	Nov 29, 2019
Transfer Doc	0057891049
Record Updated	Sep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 8, 2020
Property Address	5540 OESTERLE RD, SAINT CLOUD, FL 34771-7704
Document Number	0057891049
Book / Page	005789 / 001049
Instrument Date	Nov 29, 2019
Instrument	119135
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5540 OESTERLE RD CLERMONT FL 34711, CLERMONT, FL 34711

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,925.00 (+9.43%)	$191,700 (+5.91%) Land $115,000 Building $76,700	$191,700 (+5.91%) Land $115,000 Building $76,700
2024	$2,673.00 (+9.77%)	$181,000 (+19.08%) Land $105,000 Building $76,000	$181,000 (+19.08%) Land $105,000 Building $76,000
2023	$2,435.00 (+11.49%)	$152,000 (+16.48%) Land $76,000 Building $76,000	$152,000 (+16.48%) Land $76,000 Building $76,000
2022	$2,184.00	$130,500 Land $76,000 Building $54,500	$130,500 Land $76,000 Building $54,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000