556 Spruce Trl, Forney, TX 75126 Property Records

Kaufman County property record for 556 Spruce Trl, Forney, TX 75126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,045 sqft · built 2017
Lot Size	0.184 acres (8,041 sqft)
Owner	Individual Name on File
Tax Bill	$6,694 (2024)
Deeds & Mortgages	Apr 2017 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R193195`

Property Details

APN / Parcel Number

Primary APN	`R193195`
Alternative APN	`00.3859.0001.0021.00.02.02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,045 sqft Living Area
Gross Area	2,665 sqft
1st Floor Area	2,045 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,041 sqft (0.184 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R193195
Street Address	556 SPRUCE TRL
City	FORNEY
State	TX
Zip	75126-6967
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRAILS OF CHESTNUT MEADOW PH 5, BLOCK A, LOT 21
Legal Subdivision	TRAILS OF CHESTNUT MEADOW PH 5
Legal Block	A
Legal Lot Number	21
Jurisdiction	KAUFMAN TX
Township / Civil Division	FORNEY
Census Block Group	2
Census Block	2005
Census Tract	50215

Owner

556 Spruce Trl is owned and occupied by an individual who acquired it in December 2018.

Source: Kaufman County records, as of October 31, 2025

Owner of Record	Individual Name on File
Mailing Address	556 SPRUCE TRL, FORNEY, TX 75126-6967
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2017	Deed of Trust, Mortgage · Commercial Mortgage T BANK NA
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADVANCIAL FCU
Dec 10, 2018	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage ADVANCIAL FCU
Oct 4, 2018	Loan Modification, Mortgage T BK
Apr 4, 2018	Loan Modification, Mortgage T BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2018
Deed Sale	Dec 10, 2018
Prior Sale	Feb 17, 2017
Deed Document Number	2018-0030327
Deed Book / Page	5880 / 077
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	556 SPRUCE TRL, FORNEY, TX 75126-6967
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE OF TAXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053140431
Date	Apr 17, 2017
Book Page	5314/431
Instrument	2017-0008091

Lender

Name	T BANK NA
Type	Bank
Address	DALLAS, TX 75248

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 4, 2018

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	556 SPRUCE TRL, FORNEY, TX 75126-6967
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066070141
Date	Sep 25, 2020
Book Page	6607/141
Instrument	2020-0029301

Lender

Name	ADVANCIAL FCU
Type	Credit Union
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

December 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Dec 10, 2018
Property Address	556 SPRUCE TRL, FORNEY, TX 75126-6967
Document Number	0058800077
Book / Page	5880 / 077
Map Reference	VOL 3 PG 271
Instrument Date	Dec 7, 2018
Instrument	2018-0030327
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 8, 2021
Title Company	CHICAGO TITLE OF TEXAS LLC D

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 VALLEY VIEW LN STE 400, 1800, FARMERS BRANCH, TX 75234-8923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 SPRUCE TRL, FORNEY, TX 75126-6967

Mortgage

Document Number	20180030328
Date	Dec 10, 2018
Instrument	2018-0030328

Lender

Name	ADVANCIAL FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KAUFMAN TX
Property Address	556 SPRUCE TRL, FORNEY, TX 75126-6967
Document Number	0058330337
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	556 SPRUCE TRL FORNEY TX 751266967, FORNEY, TX 75126-6967
Investor	Possibly a Property Investor

Mortgage

Document Number	0058330337
Date	Oct 15, 2018
Book Page	005833/000337
Instrument	25956

Lender

Name	T BK
Type	Bank
Address	DALLAS, TX 75248

Agreement

Amount	Amount on Record
Term	12 Months
Due	Oct 14, 2019

Interest

Rate	2%

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KAUFMAN TX
Property Address	556 SPRUCE TRL, FORNEY, TX 75126-6967
Document Number	0056480151
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	556 SPRUCE TRL FORNEY TX 751266967, FORNEY, TX 75126-6967
Investor	Possibly a Property Investor

Mortgage

Document Number	0056480151
Date	Apr 18, 2018
Book Page	005648/000151
Instrument	9066

Lender

Name	T BK
Type	Bank
Address	DALLAS, TX 75248

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 17, 2019

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Forney City
Unified School District	Forney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$369,555 Land $90,000 Building $279,555	$369,555 Land $90,000 Building $279,555
2024	$6,694.00 (+14.68%)
2023	$5,837.00 (-8.37%) Homeowner's exemption	$381,925 Land $90,000 Building $291,925	$381,925 Land $90,000 Building $291,925
2022	$6,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 556 Spruce Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 556 Spruce Trl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORNEY serves 29,692 people · EPA ID TX1290002
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jun 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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