552 Spruce St, Aurora, IL 60506 Property Records

Kane County property record for 552 Spruce St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 924 sqft · built 1907
Lot Size	0.097 acres (4,223 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jan 2024)
Tax Bill	$4,417 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-21-252-007`

Property Details

APN / Parcel Number

Primary APN	`15-21-252-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
Gross Area	1,780 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,223 sqft (0.097 acres)
Lot Dimensions	43 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	552 SPRUCE ST
City	AURORA
State	IL
Zip	60506-3861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOYTS EXTENDED ADD : PT LOT 1 BLK 18
Legal Subdivision	HOYTS EXTENDED ADD
Legal Block	18
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3013
Census Tract	853200

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	362 SOUTH AVE, AURORA, IL 60505-4656
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Sep 7, 2023	Warranty Deed, Transfer · Line of Credit HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2024 · Amount on Record
Deed Sale	Jan 18, 2024 · Amount on Record
Prior Sale	Sep 7, 2023 · Amount on Record
Prior Transfer Date	Jul 30, 2009
Prior Transfer Doc	0000066030
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 18, 2024
Property Address	552 SPRUCE ST, AURORA, IL 60506-3861
Document Number	0000001836
Instrument Date	Sep 27, 2023
Instrument	2024K001836
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 SPRUCE ST, AURORA, IL 60506-3861

Mortgage

Document Number	0000001837
Date	Jan 18, 2024
Instrument	2024K001837

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	7.87%
Max Rate At Change	12.8%
Max Rate	12.8%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 7, 2023
Property Address	552 SPRUCE ST, AURORA, IL 60506-3861
Document Number	0000031107
Instrument Date	Jun 29, 2023
Instrument	2023K031107
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 OAK AVE, AURORA, IL 60506-4019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223

Mortgage

Document Number	0000031108
Date	Sep 7, 2023
Instrument	2023K031108

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	10 Months
Due	Jul 19, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,417.00 (+12.59%)
2024		$54,374 (+22.67%) Land $8,160 Building $46,214	$163,187 (+22.71%) Land $24,490 Building $138,697
2022	$3,923.00 (+4.06%)	$44,327 (+7.41%) Land $6,652 Building $37,675	$132,981 (+7.41%) Land $19,956 Building $113,025
2021	$3,770.00	$41,269 Land $6,193 Building $35,076	$123,807 Land $18,579 Building $105,228

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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