556 River Loop Rd, Laceys Spring, AL 35754 Property Records

Morgan County property record for 556 River Loop Rd, Laceys Spring, AL 35754

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,144 sqft · built 1999
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Mar 2022)
Tax Bill	$313 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`08-03-06-0-000-016.003`

Property Details

APN / Parcel Number

Primary APN	`08-03-06-0-000-016.003`
Alternative APNs	`163465` `61305`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	163465
Street Address	556 RIVER LOOP RD
City	LACEYS SPRING
State	AL
Zip	35754-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR OF SW1/4 OF SE1/4 OF SEC 6, T6S, R1E TH N 609.45', TH SW 240.66', TH CONT SW 49' TO TPOB TH CONT SW 120', TH NW
Legal Range	1E
Legal Township	6S
Legal Section	06
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	1
Census Block	1008
Census Tract	5703

Owner

Source: Morgan County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	556 RIVER LOOP RD, LACEYS SPRING, AL 35754-3124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 9, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 1, 2022	Warranty Deed, Transfer JACOB TITLE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Mar 9, 2022 · Amount on Record
Deed Book / Page	2022 / 2690
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Mar 9, 2022
Property Address	556 RIVER LOOP RD, LACEYS SPRING, AL 35754-3124
Document Number	02022/2638
Book / Page	2022 / 2638
Instrument Date	Mar 8, 2022
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 WILLIAMS AVE SE, HUNTSVILLE, AL 35801-4251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 RIVER LOOP RD, LACEYS SPRING, AL 35754-3124

Mortgage

Document Number	0202212176
Date	Mar 9, 2022
Instrument	2022/12176

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Mar 9, 2022
Property Address	556 RIVER LOOP RD, LACEYS SPRING, AL 35754-3124
Document Number	02022/2638
Book / Page	2022 / 2638
Instrument Date	Mar 8, 2022
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 WILLIAMS AVE SE, HUNTSVILLE, AL 35801-4251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 RIVER LOOP RD, LACEYS SPRING, AL 35754-3124

Mortgage

Document Number	2022/12176
Date	Mar 9, 2022
Book Page	2022/12176

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Feb 1, 2022
Property Address	556 RIVER LOOP RD, LACEYS SPRING, AL 35754-3124
Document Number	02022/1220
Book / Page	2022 / 1220
Instrument Date	Jan 28, 2022
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	JACOB TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	356 RIVER LOOP RD, LACEYS SPRING, AL 35754-3120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 WILLIAMS AVE SE, HUNTSVILLE, AL 35801-4251
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$313.00	$9,810 (-) Land $700 Building $9,110	$98,100 (-) Land $7,000 Building $91,100
2024		$9,810 (-) Land $700 Building $9,110	$98,100 (-) Land $7,000 Building $91,100
2023	$313.00 (+5.74%) Homeowner's exemption	$9,810 (+5.03%) Land $700 Building $9,110	$98,100 (+5.03%) Land $7,000 Building $91,100
2022	$296.00 Homeowner's exemption	$9,340 Land $630 Building $8,710	$93,400 Land $6,300 Building $87,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (1995–2020)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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