556 Ridge Dr, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 556 Ridge Dr, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,956 sqft · built 2014
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (Jun 2022)
Tax Bill	$7,590 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HERM M:013 B:024 L:000`

Property Details

APN / Parcel Number

Primary APN	`HERM M:013 B:024 L:000`
Alternative APN	`2936`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,956 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	2936
Street Address	556 RIDGE DR
City	HERMON
State	ME
Zip	04401-0730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Block	24
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	2
Census Block	2015
Census Tract	10000

Owner

556 Ridge Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Penobscot County and Hermon Town records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	556 RIDGE DR, HERMON, ME 04401-0730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BNC NATIONAL BANK
Jan 25, 2017	Intrafamily Transfer, Transfer · ARM BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on File
Deed Sale	Jun 17, 2022 · Amount on File
Prior Sale	Jan 25, 2017 · Amount on File
Deed Book / Page	16520 / 46
Transfer Doc	0143950143
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERMON ME
Recording Date	Jun 17, 2022
Property Address	556 RIDGE DR, HERMON, ME 04401-0730
Document Number	0165200046
Book / Page	16520 / 46
Instrument Date	Jun 16, 2022
Instrument	17066
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16227 MISSION TEJAS PL, CYPRESS, TX 77433-7015
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017067
Date	Jun 17, 2022
Instrument	17067

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERMON ME
Recording Date	Jan 25, 2017
Property Address	556 RIDGE DR, HERMON, ME 04401-0730
Document Number	0143950143
Book / Page	14395 / 0143
Instrument	000000002316
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002317
Date	Jan 25, 2017
Instrument	000000002317

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Type Change Date	Feb 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 556 Ridge Dr was $7,590, up 21.8% from the year before.

Source: Penobscot County and Hermon Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,590.00 (+21.77%)	$640,500 (+12.01%) Land $66,400 Building $574,100
2024	$6,233.00 (+1.66%)	$571,800 (+9.58%) Land $59,200 Building $512,600
2023	$6,131.00 (+15.85%)	$521,800 (+17.34%) Land $55,100 Building $466,700
2022	$5,292.00	$444,700 Land $49,000 Building $395,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 556 Ridge Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1993–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 556 Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures