541 Ridge Dr, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 541 Ridge Dr, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,394 sqft · built 1999
Lot Size	1.78 acres (77,537 sqft)
Owner	Individual Name on File
Tax Bill	$4,117 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HERM M:013 B:030 L:000`

Property Details

APN / Parcel Number

Primary APN	`HERM M:013 B:030 L:000`
Alternative APN	`1923`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,394 sqft Living Area
Basement Area	1,158 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Raised Ranch
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	77,537 sqft (1.78 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1923
Street Address	541 RIDGE DR
City	HERMON
State	ME
Zip	04401-0728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Block	30
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	2
Census Block	2020
Census Tract	10000

Owner

Source: Penobscot County and Hermon Town assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	541 RIDGE DR, HERMON, ME 04401-0728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Sep 12, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	541 RIDGE DR, HERMON, ME 04401-0728
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0166650077
Date	Oct 25, 2022
Book Page	16665/77
Instrument	31389

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	541 RIDGE DR, HERMON, ME 04401-0728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146050196
Date	Sep 12, 2017
Book Page	14605/0196
Instrument	000000028178

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 29, 2042

Tax Assessment & Valuation

Source: Penobscot County and Hermon Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,117.00 (+21.77%)	$347,400 (+11.99%) Land $71,900 Building $275,500
2024	$3,381.00 (+1.44%)	$310,200 (+9.34%) Land $64,100 Building $246,100
2023	$3,333.00 (+21.55%)	$283,700 (+23.13%) Land $59,700 Building $224,000
2022	$2,742.00	$230,400 Land $53,100 Building $177,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1993–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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