556 Lance Dr, Des Plaines, IL 60016 Property Records

Cook County property record for 556 Lance Dr, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,199 sqft · built 1960
Lot Size	0.16 acres (6,955 sqft)
Owner	Individual Name on Record
Tax Bill	$7,268 (2023)
Deeds & Mortgages	Feb 2026 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-13-304-003`

Property Details

APN / Parcel Number

Primary APN	`08-13-304-003`
Alternative APN	`08-13-304-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,199 sqft Living Area
1st Floor Area	1,199 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1961
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,955 sqft (0.16 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	556 LANCE DR
City	DES PLAINES
State	IL
Zip	60016-2668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(KUNTZES) (HIGH) RIDGE (KNOLLS) (UNIT4) SUB OF PT LT1 1 IN OWNERS SUB OF SEC 13-41-11
Legal Range	11E
Legal Township	41N
Legal Section	13
Legal Subdivision	KUNTZES HIGH RIDGE KNOLLS UNIT4
Legal Block	U
Legal Lot Number	1
Legal Unit	4
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	5
Census Block	5004
Census Tract	804902

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	556 LANCE DR, DES PLAINES, IL 60016-2668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Mar 16, 2020	Grant Deed, Transfer NOT AVAILABLE
Sep 17, 2016	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	556 LANCE DR, DES PLAINES, IL 60016-2668
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 LANCE DR, DES PLAINES, IL 60016-2668

Mortgage

Document Number	0003702187
Date	Feb 6, 2026
Instrument	2603702187

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 25, 2056

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	556 LANCE DR, DES PLAINES, IL 60016-2668
Document Number	2024421127
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Sep 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 LANCE DR DES PLAINES IL 600162668, DES PLAINES, IL 60016-2668

Mortgage

Document Number	2024421127
Date	Aug 31, 2020
Instrument	24421127

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

Interest

Rate	7.01%

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Mar 16, 2020
Property Address	556 LANCE DR, DES PLAINES, IL 60016-2668
Document Number	2007655172
Instrument Date	Mar 13, 2020
Instrument	7655172
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 LANCE DR DES PLAINES IL 600162668, DES PLAINES, IL 60016-2668

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	556 LANCE DR, DES PLAINES, IL 60016-2668
Document Number	1705446051
Instrument Date	Sep 17, 2016
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	556 LANCE DR DES PLAINES IL 600162668, DES PLAINES, IL 60016-2668

Mortgage

Document Number	1705446051
Date	Feb 23, 2017
Instrument	5446051

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	408 Months
Due	Feb 22, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Des Plaines City
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Community Consolidated School District 59 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,000 (+15.63%) Land $7,303 Building $29,697	$370,000 (+15.63%) Land $73,030 Building $296,970
2023	$7,268.00 (+4.98%)
2022	$6,923.00	$31,999 Land $6,259 Building $25,740	$319,990 Land $62,590 Building $257,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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