540 Lance Dr, Des Plaines, IL 60016 Property Records

Cook County property record for 540 Lance Dr, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,199 sqft · built 1960
Lot Size	0.16 acres (6,955 sqft)
Owner	Individual Name on Record
Tax Bill	$3,493 (2023)
Deeds & Mortgages	Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-13-304-005`

Property Details

APN / Parcel Number

Primary APN	`08-13-304-005`
Alternative APN	`08-13-304-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,199 sqft Living Area
1st Floor Area	1,199 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1961
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,955 sqft (0.16 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	540 LANCE DR
City	DES PLAINES
State	IL
Zip	60016-2668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART LOT11 OWNERS SUB
Legal Range	11E
Legal Township	41N
Legal Section	13
Legal Subdivision	KUNTZES HIGH KNOLLS UNIT 04
Legal Lot Number	11
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	5
Census Block	5004
Census Tract	804902

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 LANCE DR, DES PLAINES, IL 60016-2668
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	540 LANCE DR, DES PLAINES, IL 60016-2668
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 LANCE DR, DES PLAINES, IL 60016-2668

Mortgage

Document Number	0020045076
Date	Jul 19, 2021
Instrument	2120045076

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2051

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Des Plaines City
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Community Consolidated School District 59 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,000 (+18.75%) Land $7,303 Building $30,697	$380,000 (+18.75%) Land $73,030 Building $306,970
2023	$3,493.00 (+1.39%)
2022	$3,445.00 Homeowner's exemption Senior Citizen's exemption	$31,999 Land $6,259 Building $25,740	$319,990 Land $62,590 Building $257,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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