5556 Spruce Rd, Mound, MN 55364 Property Records

Hennepin County property record for 5556 Spruce Rd, Mound, MN 55364

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 768 sqft · built 1953
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Dec 2021)
Tax Bill	$2,913 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Dec 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-117-24-32-0042`

Property Details

APN / Parcel Number

Primary APN	`13-117-24-32-0042`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	936 sqft
1st Floor Area	768 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
View / Lot	Lake
Garage Type	Detached
Garage Area	308 sqft
Porch	Enclosed Porch
Deck Area	135 sqft
Patio Area	199 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	5556 SPRUCE RD
City	MOUND
State	MN
Zip	55364-1569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 028 BLOCK 002 A LAKE SIDE PARK A L CROCKERS 1ST DIV LOTS 28 29 AND THAT PART OF E 1/2 OF SHADY LANE VAC LYING S OF ELY EXT OF N LINE OF S 30 FT OF LOT 10 BLK 4 AND NWLY OF A LINE T IRREGULAR
Legal Range	24
Legal Township	117
Legal Section	13
Legal Quarter	32
Legal Subdivision	LAKE SIDE PARK A L CROCKERS 1ST DIV
Legal Block	2
Legal Lot Number	28
Jurisdiction	HENNEPIN MN
Township / Civil Division	MOUND
Census Block Group	1
Census Block	1013
Census Tract	27601

Owner

5556 Spruce Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5556 SPRUCE RD, MOUND, MN 55364-1569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA CATHOLIC CU
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Aug 15, 2019	Deed of Trust, Mortgage LOANDEPOTCOM LLC 1757474
Jul 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST MN BK
May 16, 2018	Warranty Deed, Transfer · Conventional Mortgage TRUSTONE HM MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	May 16, 2018 · Amount on File
Deed Document Number	20215901780
Prior Transfer Date	Jul 27, 2001
Prior Transfer Doc	0000773421
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5556 SPRUCE RD, MOUND, MN 55364-1569
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T6040831
Date	Oct 11, 2023
Instrument	T6040831

Lender

Name	MINNESOTA CATHOLIC CU
Type	Credit Union
Address	SAINT PAUL, MN 55117

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	59 Months
Due	Sep 25, 2028

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 1, 2021
Property Address	5556 SPRUCE RD, MOUND, MN 55364-1569
Document Number	0T05901780
Instrument Date	Jul 28, 2021
Instrument	T05901780
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5556 SPRUCE RD, MOUND, MN 55364-1569

Mortgage

Document Number	0T05901781
Date	Dec 1, 2021
Instrument	T05901781

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Aug 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5556 SPRUCE RD, MOUND, MN 55364-1569
Document Number	0005638429
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5556 SPRUCE RD MOUND MN 553641569, MOUND, MN 55364-1569

Mortgage

Document Number	0005638429
Date	Aug 22, 2019
Instrument	5638429

Lender

Name	LOANDEPOTCOM LLC 1757474
Address	26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5556 SPRUCE RD, MOUND, MN 55364-1569
Document Number	0005553384
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5556 SPRUCE RD MOUND MN 553641569, MOUND, MN 55364-1569

Mortgage

Document Number	0005553384
Date	Aug 16, 2018
Instrument	5553384

Lender

Name	FIRST MN BK
Type	Bank
Address	MOUND, MN 55364

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 15, 2038

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 16, 2018
Property Address	5556 SPRUCE RD, MOUND, MN 55364-1569
Document Number	0005531162
Instrument Date	May 11, 2018
Instrument	5531162
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$448.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5556 SPRUCE RD MOUND MN 553641569, MOUND, MN 55364-1569

Mortgage

Document Number	5531164
Date	May 16, 2018
Instrument	5531164

Lender

Name	TRUSTONE HM MTG LLC
Address	PLYMOUTH, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2048

Mortgage

Document Number	5531163,
Date	May 16, 2018
Instrument	5531163

Lender

Name	TRUSTONE HM MTG LLC
Address	PLYMOUTH, MN 55447

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5556 Spruce Rd was $2,913 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Mound City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,913.00	$278,300 Land $82,900 Building $195,400	$278,300 Land $82,900 Building $195,400
2023	$2,503.00 Homeowner's exemption
2022		$266,000 Land $85,000 Building $181,000	$266,000 Land $85,000 Building $181,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5556 Spruce Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5556 Spruce Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mound serves 9,447 people · EPA ID MN1270038
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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