5514 Spruce Rd, Mound, MN 55364 Property Records

Hennepin County property record for 5514 Spruce Rd, Mound, MN 55364

Property Summary

Property Type	Single Family Home
Details	7 bd · 3 ba · 4,704 sqft · built 1946
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$112,500 (Jun 1997)
Tax Bill	$6,197 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-117-24-32-0038`

Property Details

APN / Parcel Number

Primary APN	`13-117-24-32-0038`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,704 sqft Living Area
1st Floor Area	2,452 sqft
2nd Floor Area	2,032 sqft
Basement Area	2,552 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1995
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	20 ft deep x 8 ft wide
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	5514 SPRUCE RD
City	MOUND
State	MN
Zip	55364-1535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 017 BLOCK 002 A LAKE SIDE PARK A L CROCKERS 1ST DIV LOTS 17 18 38 39 AND SW 1/2 OF LOT 40 INCL ADJ 1/2 OF CROCKERS AVE VAC EX STREET IRREGULAR
Legal Range	24
Legal Township	117
Legal Section	13
Legal Quarter	32
Legal Subdivision	LAKE SIDE PARK A L CROCKERS 1ST DIV
Legal Block	2
Legal Lot Number	17
Jurisdiction	HENNEPIN MN
Township / Civil Division	MOUND
Census Block Group	1
Census Block	1004
Census Tract	27601

Owner

5514 Spruce Rd is owned and occupied by two individuals who acquired it in September 2022.

Source: Hennepin County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5514 SPRUCE RD, MOUND, MN 55364-1535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage WELLS FARGO BANK NA
Sep 21, 2022	Intrafamily Transfer, Transfer
May 26, 2000	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 1997 · Amount on File
Deed Sale	Jun 11, 1997 · Amount on File
Deed Document Number	1997638217
Last Transfer Date	Sep 16, 2022
Transfer Doc	0011150605
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5514 SPRUCE RD, MOUND, MN 55364-1535
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5514 SPRUCE RD, MOUND, MN 55364-1535

Mortgage

Document Number	0A11430146
Date	Dec 31, 2025
Instrument	A11430146

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	229 Months
Due	Jan 1, 2045

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Sep 21, 2022
Property Address	5514 SPRUCE RD, MOUND, MN 55364-1535
Document Number	0A11150605
Instrument Date	Sep 16, 2022
Instrument	A11150605
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5514 SPRUCE RD, MOUND, MN 55364-1535

May 2000: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	5514 SPRUCE RD, MOUND, MN 55364-1535
Document Number	0010611619
Instrument Date	May 26, 2000
Transaction Type	Mortgage
Record Updated	Dec 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5514 SPRUCE RD MOUND MN 553641535, MOUND, MN 55364-1535

Mortgage

Document Number	0010611619
Date	Nov 16, 2018
Instrument	10611619

Lender

Name	JP MORGAN CHASE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	444 Months
Due	Nov 15, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 5514 Spruce Rd was $6,197 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Mound City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,197.00	$451,100 Land $103,600 Building $347,500	$451,100 Land $103,600 Building $347,500
2023	$4,903.00 Homeowner's exemption
2022		$404,000 Land $106,000 Building $298,000	$404,000 Land $106,000 Building $298,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5514 Spruce Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5514 Spruce Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mound serves 9,447 people · EPA ID MN1270038
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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