5555 Bajada Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 5555 Bajada Ave, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1986
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Owner Names on File
Last Sale	$439,000 (May 2007)
Tax Bill	$7,321 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`028-331-016`

Property Details

APN / Parcel Number

Primary APN	`028-331-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Construction Type	Wood
Lot Area	12,000 sqft (0.275 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	5555 BAJADA AVE
City	ATASCADERO
State	CA
Zip	93422-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFY
Legal Description	CY ATAS PM 41-68 PAR 1
Legal Subdivision	PARCEL MAP AT-87-047
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1006
Census Tract	12502

Owner

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	PO BOX 981, ATASCADERO, CA 93423-0981
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage SESLOC FCU
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit SESLOC FCU
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SESLOC FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 3, 2007 · Amount on Record
Deed Sale	May 3, 2007 · Amount on Record
Prior Sale	Aug 15, 2005
Deed Document Number	2007030162
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5555 BAJADA AVE, ATASCADERO, CA 93422-3403
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5555 BAJADA AVE, ATASCADERO, CA 93422-3403

Mortgage

Document Number	0000004012
Date	Jan 27, 2022
Instrument	2022004012

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5555 BAJADA AVE, ATASCADERO, CA 93422-3403
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5555 BAJADA AVE, ATASCADERO, CA 93422-3403

Mortgage

Document Number	0000011544
Date	Mar 15, 2022
Instrument	2022011544

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93403

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5555 BAJADA AVE, ATASCADERO, CA 93422-3403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032645
Date	Jun 30, 2020
Instrument	2020032645

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	4.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,321.00 (+6.02%) Homeowner's exemption	$588,148 (+4.04%) Land $361,734 Building $226,414
2023	$6,905.00 (+2.55%) Homeowner's exemption	$565,312 Land $347,689 Building $217,623
2022	$6,733.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch WiFi Fixed Wireless	100 / 20

May also be available: Radiate Holdings, T-Mobile USA, Verizon.

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