5495 Bajada Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 5495 Bajada Ave, Atascadero, CA 93422

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,951 sqft · built 1982
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Nov 2019)
Tax Bill	$6,558 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`028-311-045`

Property Details

APN / Parcel Number

Primary APN	`028-311-045`
Alternative APN	`028311039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,951 sqft Living Area
Gross Area	2,627 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Construction Type	Wood
Lot Area	44,431 sqft (1.02 acres)
Terrain	Combination
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Old Parcel Number	028311039
Street Address	5495 BAJADA AVE
City	ATASCADERO
State	CA
Zip	93422-3488
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RSFY
Legal Description	CY ATAS PM 25/54 PAR C
Legal Subdivision	PARCEL MAP CO-77-253
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1001
Census Tract	12502

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5495 BAJADA AVE, ATASCADERO, CA 93422-3488
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SESLOC FCU
Nov 6, 2019	Grant Deed, Transfer · Conventional Mortgage SESLOC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Prior Sale	Mar 11, 2016 · Amount on Record
Deed Document Number	2019049480
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5495 BAJADA AVE, ATASCADERO, CA 93422-3488
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5495 BAJADA AVE, ATASCADERO, CA 93422-3488

Mortgage

Document Number	0000052398
Date	Sep 23, 2020
Instrument	2020052398

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 6, 2019
Property Address	5495 BAJADA AVE, ATASCADERO, CA 93422-3488
Document Number	0000049480
Map Reference	MB 25 PG 54
Instrument Date	Oct 28, 2019
Instrument	2019049480
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5495 BAJADA AVE, ATASCADERO, CA 93422-3488

Mortgage

Document Number	0000049481
Date	Nov 6, 2019
Instrument	2019049481

Lender

Name	SESLOC FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,558.00 (+4.89%)	$574,161 (+4.04%) Land $246,068 Building $328,093
2023	$6,252.00 (+1.26%)	$551,867 Land $236,514 Building $315,353
2022	$6,174.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile, Verizon.

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