55531 Big River Dr, Bend, OR 97707 Property Records

Deschutes County property record for 55531 Big River Dr, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,064 sqft · built 1983
Lot Size	0.369 acres (16,117 sqft)
Owner	Trust Name on File
Last Sale	$390,000 (Jul 2018)
Tax Bill	$4,182 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`201026 AA 04200`

Property Details

APN / Parcel Number

Primary APN	`201026 AA 04200`
Alternative APNs	`R1064201026A009500` `137709`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Other
Lot Area	16,117 sqft (0.369 acres)
View / Lot	Good
Deck Area	400 sqft
Shed	1 Shed
Shed Area	160 sqft

Location & Zoning

Account Number	137709
Old Parcel Number	R1064201026A009500
Street Address	55531 BIG RIVER DR
City	BEND
State	OR
Zip	97707-2368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:7 BLK:1 SUBD:OREGON WATER WONDERLAND UNIT NO 1 SEC/TWN/RNG/MER:SEC 26 TWN 20 RNG 10 MAP REF:201026-AA
Legal Range	10E
Legal Township	20S
Legal Section	26
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	OREGON WATER WONDERLAND UNIT NO 1
Legal Block	1
Legal Lot Number	7
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	2
Census Block	2018
Census Tract	301

Owner

55531 Big River Dr is owner-occupied and held in a trust since July 2018.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Trust Name on File
Mailing Address	55583 BIG RIVER DR, BEND, OR 97707-2368
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Jul 20, 2018	Warranty Deed, Transfer · Conventional Mortgage FIR RIVER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2018 · Amount on File
Deed Sale	Jul 20, 2018 · Amount on File
Deed Document Number	0201829687
Deed Book / Page	2018 / 29687
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	55531 BIG RIVER DR, BEND, OR 97707-2368
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005504
Date	Feb 6, 2020
Instrument	2020-05504

Lender

Name	LOANPAL LLC
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 20, 2018
Property Address	55531 BIG RIVER DR, BEND, OR 97707-2368
Document Number	0000029687
Instrument Date	Jul 20, 2018
Instrument	29687
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	DESCHUTES COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	55583 BIG RIVER DR BEND OR 977072368, BEND, OR 97707-2368

Mortgage

Document Number	29688
Date	Jul 20, 2018
Instrument	29688

Lender

Name	FIR RIVER LLC
Address	351 MAPLEWOOD LN, ROSEBURG, OR 97471-9236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 19, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 55531 Big River Dr was $4,182, up 5.7% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,182.00 (+5.66%)	$248,510 (+3%)	$698,460 (+0.99%) Land $372,000 Building $326,460
2024	$3,958.00 (+2.25%)	$241,280 (+3%)	$691,610 (+22.16%) Land $376,500 Building $315,110
2023	$3,871.00	$234,260	$566,160 Land $344,000 Building $222,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55531 Big River Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55531 Big River Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER WONDERLAND IMPROV DIST 2 private · serves 1,800 people · EPA ID OR4101181
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile.

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