5553 Hwy 90, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5553 Hwy 90, Pace, FL 32571

Property Summary

Property Type	Medical Building
Details	1 bd · 3 ba · 3,723 sqft · built 1965
Lot Size	1.07 acres (46,827 sqft)
Owner	Company Name on Record
Tax Bill	$5,648 (2025)
Deeds & Mortgages	Jul 2026 Reverse Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-1N-28-0000-05100-0000`

Property Details

APN / Parcel Number

Primary APN	`18-1N-28-0000-05100-0000`
Alternative APN	`N281180000051000000`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,723 sqft Gross Area
1st Floor Area	2,922 sqft
Flooring	Carpet

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	46,827 sqft (1.07 acres)
Lot Dimensions	426 ft deep x 110 ft wide
Porch	Florida Room
Porch Area	609 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5553 HIGHWAY 90
City	MILTON
State	FL
Zip	32571-1540
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Local Zoning Code	HCD
Legal Description	E 110 FT OF N 426 FT OF W 264 FT OF E 595 FT OF NE4 OF NW4 AS DES IN OR 2142 PG 1910 & OR 3146 PG 292 LESS HWY R/W
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2002
Census Tract	10711

Owner

Source: Santa Rosa County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5553 HIGHWAY 90, MILTON, FL 32571-1540
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Reverse Mortgage SOUTH STATE BANK
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2003
Deed Sale	May 19, 2003
Deed Book / Page	2142 / 1907
Prior Transfer Date	Apr 29, 2003
Prior Transfer Doc	2142001908
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 31, 2026
Property Address	5553 HIGHWAY 90, MILTON, FL 32571-1540
Document Number	0000038719
Book / Page	4773 / 1042
Instrument Date	Jul 31, 2026
Instrument	202638719
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	5621 HIGHWAY 90, MILTON, FL 32583-1675

Mortgage

Document Number	0000038719,
Date	Jul 31, 2026
Book Page	4773/1042
Instrument	202638719

Lender

Name	SOUTH STATE BANK

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months

Interest

Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5553 HIGHWAY 90, PACE, FL 32571-1540
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5553 HIGHWAY 90, PACE, FL 32571-1540

Mortgage

Document Number	0042581590
Date	Mar 15, 2022
Book Page	4258/1590
Instrument	202215521

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	PENSACOLA, FL 32504

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 11, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5553 HIGHWAY 90, PACE, FL 32571-1540
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5553 HIGHWAY 90, PACE, FL 32571-1540

Mortgage

Document Number	0042581532
Date	Mar 15, 2022
Book Page	4258/1532
Instrument	202215502

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	PENSACOLA, FL 32504

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 11, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,648.00 (+16.69%)	$465,129 (+0.86%) Land $250,800 Building $214,329	$465,129 (+0.86%) Land $250,800 Building $214,329
2023	$4,840.00	$461,159 Land $250,800 Building $210,359	$461,159 Land $250,800 Building $210,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications, Hotwire Communications.

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