Frederick County property record for 5553 Hidden Waters Ln, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,010 sqft · built 2002 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Jan 2019) |
| Tax Bill | $4,244 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-584563 |
| Primary APN | 28-584563 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,010 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 584563 |
|---|---|
| Street Address | 5553 HIDDEN WATERS LN |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6802 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MXD |
| Legal Description | LOT 58 PHASE II 2,000 SQ. FT. WESTVIEW PARK |
| Legal Subdivision | WESTVIEW PARK PH II |
| Legal Phase | 2 |
| Legal Lot Number | 58 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 751003 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5553 HIDDEN WATERS LN, FREDERICK, MD 21703-6802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 3, 2022 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jan 11, 2019 | Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2019 · Amount on Record |
| Deed Sale | Jan 11, 2019 · Amount on Record |
| Prior Sale | Feb 27, 2013 · Amount on Record |
| Deed Book / Page | 12796 / 344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5553 HIDDEN WATERS LN, FREDERICK, MD 21703-6802 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | BETTERS LAW TTL & SETMNT LLC |
| Name | Verified Name |
|---|---|
| Address | 5553 HIDDEN WATERS LN, FREDERICK, MD 21703-6802 |
| Document Number | 0146710142 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 14671/142 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 3, 2022 |
| Property Address | 5553 HIDDEN WATERS LN, FREDERICK, MD 21703-6802 |
| Document Number | 0157640001 |
| Book / Page | 15764 / 1 |
| Map Reference | MB 70 FO 130 |
| Instrument Date | Mar 1, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2022 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $872.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 5553 HIDDEN WATERS LN, FREDERICK, MD 21703-6802 |
| Document Number | 0000157647 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 15764/7 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 11, 2019 |
| Property Address | 5553 HIDDEN WATERS LN, FREDERICK, MD 21703-6802 |
| Document Number | 0127960344 |
| Book / Page | 12796 / 0344 |
| Map Reference | MB 70 FO 130 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | CERTIFIED TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $637.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5553 HIDDEN WATERS LN, FREDERICK, MD 21703-6802 |
| Document Number | 0012796352 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 12796/352 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,733 (+22.62%) | $384,000 (+12.91%) Land $115,000 Building $269,000 | |
| 2025 | $4,244.00 (+22.02%) | ||
| 2023 | $3,478.00 | $289,300 | $340,100 Land $80,000 Building $260,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Sep 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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