5552 Hidden Waters Ln, Frederick, MD 21703 Property Records

Frederick County property record for 5552 Hidden Waters Ln, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3 ba · 1,504 sqft · built 2000
Lot Size0.045 acres (2,000 sqft)
OwnerIndividual on Record
Last Sale$190,299 (May 2015)
Tax Bill$3,284 (2023)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN28-581572

Property Details

APN / Parcel Number

Primary APN28-581572
Alternative APN
  • 581572

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,504 sqft Total Area
1st Floor Area824 sqft
Basement Area350 sqft
Finished Basement350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,000 sqft (0.045 acres)
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number581572
Street Address5552 HIDDEN WATERS LN
CityFREDERICK
StateMD
Zip21703-6803
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMXD
Legal DescriptionLOT 2 PHASE 1 2000 SQ FT WESTVIEW PARK
Legal SubdivisionWESTVIEW PARK
Legal Phase1
Legal Lot Number2
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1006
Census Tract751003

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address5552 HIDDEN WATERS LN, FREDERICK, MD 21703-6803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2015 · Amount on Record
Deed SaleMay 26, 2015 · Amount on Record
Prior SaleJan 22, 2015 · Amount on Record
Deed Document Number0105470038
Deed Book / Page10547 / 0038
Record UpdatedJun 7, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5552 HIDDEN WATERS LN, FREDERICK, MD 21703-6803
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address552 HIDDEN WATERS LN, FREDERICK, MD 21703

Mortgage

Document Number0157430398
DateFeb 22, 2022
Book Page15743/398
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueJan 1, 2037

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,284.00 Homeowner's exemption$278,533$317,200 Land $80,000 Building $237,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimSep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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